Find the Right Savings Account in Minutes

Every savings goal is different. Whether you’re building an emergency fund, saving for a child, or putting money aside for the holidays, FNBA has an account designed for you. Compare all four options below and let a South Jersey banker help you get started.

Compare FNBA Savings Accounts

Features	Statement Savings	Teen Advantage	NJUGMA Custodial*	Christmas Club
Best For	Everyday savers building a balance	Ages 12-16 with parent or guardian co-sign	Saving on behalf of a minor	Holiday and seasonal saving
Monthly Service Fee	None with minimum balance of $200 daily	None	None with a minimum balance of $25 daily	None
Minimum Balance	$200 daily	$1	$25 daily	$5
APY	See Rates	See Rates	See Rates	See Rates
Access	Branch, Online Banking, Mobile App. , 24-hr. Telephone Banking	Branch, Online Banking, Mobile App. , 24-hr. Telephone Banking	Branch, Online Banking, Mobile App. , 24-hr. Telephone Banking	Branch, Online Banking, Mobile App. , 24-hr. Telephone Banking, Annual Disbursement Sept. 30
Special Features	Quarterly interest credited/compounded, free Mastercard® debit card	Eligible for a Student Advantage at age 17	Quarterly interest credited/compounded	Flexible deposit schedule; auto roll-over option
Age Requirements	18 and older	Ages 12-16; parent or guardian must co-sign	Minor beneficiary; custodian must be 18 or older	18 and older
e-Statements	Free	Free	Free	Free

Online and mobile access only for custodian

Insured up to $250,000 per deposit account, funds greater than $250,000 are eligible based on ownership category.

Common Questions

Which savings account earns the most interest?

All FNBA savings accounts earn competitive interest, but the rate and frequency vary by account type. Statement Savings credits/compounds interest quarterly. Teen Advantage, NJUGMA Custodial, and Christmas Club also earn interest. For current rates, visit any FNBA branch in South Jersey or call us directly.

Can I have more than one savings account?

Yes. Many FNBA customers hold more than one savings account to match different goals. For example, you might keep a Statement Savings account for everyday needs and a Christmas Club for holiday spending. Visit a branch and a banker will help you set up the combination that works for you.

Can I link my savings account to my FNBA checking account?

Yes. FNBA savings accounts can be linked to your FNBA checking account for easy transfers and, account protection. Ask a banker at any South Jersey branch for details.

How do I open a savings account?

Visit any FNBA branch with a valid ID and we will get you set up in one visit. For Teen Advantage and NJUGMA accounts, a parent, guardian, or custodian must be present at opening.

What Our Families Are Saying.

Rob Monte

Priscilla,Manager, Taylor Assistant Manager, and the entire crew at the Galloway Branch always greet you with a smile. They are courteous, professional and always make you feel welcome. Keep up the great work, thank you Bob and Trish M.

diane honan

FNB is beyond a 5* financial institution! Their staff extends the ultimate in kindness, knowledge and attention to you on a personal level every time you may need some assistance. They are your hometown bank and we applaud them!

Tony Tomasello

I met with Amanda today in the Absecon branch and requested some assistance gathering information in reference to my loan. Polite, professional, and very personable. It was great to be able to speak with someone in person who appeared to truly want to help. Thank you again and have a fantastic day.

PhatPhat

The teller Amanda was very nice and helpful. TJ is always friendly

Sean Dixon

They are very professional, helpful, and loyal to me - Thank you.

Danielle Burgan

Amanda and Nick took the time to help me out with my accounts and made sure i had everything straightened out. They were very patient and made the calls to help figure things out. I was having issues with a transfer part of the app and together we figured it out. The only thing i would say is the app needs to be more user friendly as the buttons are very hard to find to move to the next options. They don’t stand out to help the user find it easy they are hidden in grayed out areas

Mark Marrone

Main branch customer, Amanda and TJ along with Malika provide warm and friendly customer service, always!

dj sanders

Great service and polite people that work at FNBA 👍🏾

gloria Burchell

All the bank Employees are always helpful there and kind

Ready to Start Saving?

Visit any FNBA branch in South Jersey; a local banker will walk you through every option and help you open an account.

Have questions about our solutions?

Fill out the form, and a member of our team will reach out soon.

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