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Banking Made Simple. Right From the Start.

Whether you just landed your first job, you’re heading off to college, or you got your first paycheck and have no idea what to do with it, this is the right place to start. FNBA’s student accounts are free, simple, and built to grow with you.

No monthly fees. No minimum balance. No confusion. Just a free account, a free debit card, and a local banker who will actually take the time to explain how it all works.

Student Advantage Banking

For ages 17 to 25. Free to open, free to keep.

Our Student Advantage checking account is designed specifically for students and young adults who are just getting started. Everything you need, nothing you don’t.

No monthly fee

Keep the account as long as you’re a student and ages 17 – 25.

No minimum balance

Open with any amount. There is no minimum balance requirement.

Free debit card

Contactless for ease of use

Free mobile banking

Full-featured FNBA app: check balances, transfer funds, deposit checks.

Free ATM transactions

Up to 5 free ATM transactions per month.

Account Protection

Link your Student Advantage checking to a savings account for a safety net. Subject to $10 transaction fee. 

Also included: your first order of checks is free. And when you set up direct deposit, you’re all set to get paid straight into your account with no extra steps. A parent or guardian must co-sign to open the account for individuals under the age of 18.

Student Advantage Banking available to customers ages 17-25. Account converts at age 26. See a banker for full terms and conditions. A parent or guardian must co-sign to open the account for individuals under the age of 18.

Teen Advantage Savings

For ages 12 to 16. Start saving before your first job.

Good money habits start early. Teen Advantage Savings gives younger customers a safe, simple place to save, with no minimum balance, no monthly fee, and a free debit card. A parent or guardian must co-sign to open the account.

Bank From Wherever You Are.

The FNBA mobile app is free and built for how students actually live. Check your balance between classes, deposit a check from your couch, pay a bill before the due date. Everything works from your phone.

Questions? We Have Answers.

Can my parent co-sign?

Yes. If you are under 18, a parent or guardian must co-sign to open any FNBA account. They will need to be present at the branch with a valid ID. Once you turn 18, you’re a full account holder in your own right.

No. Student Advantage Banking has no minimum balance requirement. You can keep as little or as much in your account as you like.

Your Student Advantage Banking account will transition to a standard checking account at age 26.

Yes, insured up to $250,000 per deposit account, funds greater than $250,000 are eligible based on ownership category.

Ready to Get Started?

Opening a student account is easy, bring a valid ID and your Social Security number.  If you are under the age of 18, a parent or guardian must co-sign to open the account”

Or visit any of our four South Jersey branches. No appointment needed.

Have questions about our solutions?

Fill out the form, and a member of our team will reach out soon.