Absecon Bancorp Declares Third-Quarter Cash Dividend of $1.05 Per Share – Read More
Absecon Bancorp Declares Third-Quarter Cash Dividend of $1.05 Per Share – Read More
NJ Consumer Checking is a pay-as-you-go account designed for South Jersey customers who want full control over their banking without worrying about minimum balance requirements. Straightforward and honest: exactly what banking should be.
You should never have to wonder what your bank is charging you or why. NJ Consumer Checking gives you a complete everyday checking account with, no minimum balance requirement, with a minimal monthly fee.
| Feature | Detail |
| Monthly Service Fee | Minimum Service Fee $3.00 |
| Minimum Balance | None |
| Unlimited Check Writing | First 8 withdrawals or checks per monthly statement cycle free. Fee per item over 8 withdrawals or checks paid per monthly statement cycle: $.50. |
| Free Mastercard® Debit Card | Accepted everywhere |
| Free Mobile Banking | Deposit, check balances, and transfer from your phone |
| Online Banking and Bill Pay | Free, available 24 hours a day |
| Free e-Statements | Paperless, secure, and available on demand |
| 24-Hour Telephone Banking | Free access to your account anytime |
| Free Direct Deposit | Fast, reliable, no setup fee |
With NJ Consumer Checking, there is no minimum balance to maintain. Your account is easy to keep open and use, regardless of what your balance is on any given day.
Here is a straightforward look at what is always free and what optional services carry a fee if used:
| Always Free | Optional Services |
| Online Banking and Bill Pay | Stop-payment requests |
| Mobile Banking FNBA Mobile App | Paper statement copies |
| Debit card | Out-of-network ATM use |
| e-Statements | Returned item fees (if applicable) |
| Direct deposit setup | Wire transfers (outgoing) |
| 24-hour telephone banking | Cashier’s checks |
Contact your branch or call 609-641-6300 for a complete fee schedule. Fees subject to change. Member FDIC.
Feature | NJ Consumer Checking | Basic Checking |
Best For | Budget-focused, no minimums | Everyday banking, balance maintained |
Monthly Service Fee | Minimal $3.00 | None when minimum balance is met |
Minimum Balance | None | Minimum balance required |
Check Writing | First 8 checks per monthly statement cycle free | Unlimited |
Debit Card | Free Mastercard debit card | Free Mastercard debit card |
First Check Order | Not included | Free with account opening |
If you prefer zero balance requirements and total flexibility, NJ Consumer Checking is the right fit. If you consistently maintain a balance and want a free first check order, Basic Checking may suit you better. Your FNBA banker can help you decide.
If you regularly keep a minimum balance, Basic Checking adds a free first check order and additional options alongside all the same free tools.
Pair your NJ Consumer Checking with a Statement Savings account to build a dedicated savings balance alongside your everyday spending money.
It means there is no minimum balance to maintain. Your account has a minimal fee to maintain and use. You only pay for specific optional services you choose to use, such as stop-payment requests or out-of-network ATM transactions.
NJ Consumer Checking has no minimum balance requirement whatsoever. Basic Checking waives its monthly fee only when a minimum balance is maintained. If keeping a minimum balance is not a priority for you, NJ Consumer Checking gives you the similar features without that condition.
You can open NJ Consumer Checking by visiting any of our four South Jersey branches. A banker is ready to help you get started.
Trustindex verifies that the original source of the review is Google. Trustindex verifies that the original source of the review is Google. Trustindex verifies that the original source of the review is Google. Trustindex verifies that the original source of the review is Google. Trustindex verifies that the original source of the review is Google. Trustindex verifies that the original source of the review is Google. Trustindex verifies that the original source of the review is Google. Trustindex verifies that the original source of the review is Google. Trustindex verifies that the original source of the review is Google. Open your NJ Consumer Checking account at any FNBA branch in South Jersey. No minimums. Minimal monthly fee.
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