Absecon Bancorp Declares Third-Quarter Cash Dividend of $1.05 Per Share – Read More

South Jersey's Business Banking Partner Since 1916.

FNBA is the business banking partner that South Jersey professionals and  business banking partners have trusted since 1916. We have survived every economic cycle this country has faced, including the Great Depression and 12 documented recessions, by doing one thing exceptionally well: banking locally, honestly, and with people you actually know.

Local decisions. Local knowledge. Straight forward.  That’s the FNBA way.

Why South Jersey Businesses Bank With FNBA

Local Decisions

Every loan and account decision is made right here in South Jersey.

Fast Approvals

Because we own our process, we move fast.

FDIC Insured

Insured up to $250,000 per deposit account, funds greater than $250,000 are eligible based on ownership category. 

Full-Service Banking

Checking, savings, loans, merchant services, and digital business banking (cash management), all in one place.

Serving The Community Since 1916

Over 100 years of community banking across Atlantic County and surrounding South Jersey communities.

A Full Suite of Business Banking Products

From your first business checking account to a full commercial lending relationship, FNBA has the products South Jersey businesses need at every stage of growth.

Business Checking

Four options built for South Jersey businesses:
Small Business Checking: (free with $1,000 minimum daily balance, up to 200 items/month).
Commercial Checking: (for higher-volume businesses with earnings credits to offset fees).
Business Money Market: (The Flexibility of Checking. The Earning Power of Savings.)
Business Now: (No monthly service fees with $2,500 minimum daily balance).

Key feature: No monthly service fee for small businesses with minimum daily balance maintained.

Business Savings

Park surplus funds in a Business Statement Savings account that earns interest.

Key feature: Helps track reserves distinct from operational spending

Business Loans

FNBA offers a full commercial lending suite: Commercial Mortgages, Business Lines of Credit, and Equipment Financing. All decisions made locally.

Key feature: Local underwriting; no out-of-state approval delays.

Business Digital Banking (Cash Management)

Manage your business accounts 24 hours a day. Real-time balances, fund transfers, stop payment orders, online bill payment, balance email alerts, employee access controls, multi-account management, and custom reporting.
Built for the demands of a working business.

Key feature: 24-hour access with employee permission controls.

Business Digital Banking (Cash Management) Additional Features

Built for commercial clients who need more.
ACH origination: Initiate ACH transactions, including payroll files, vendor payments, or customer collections, directly from your business account with a full audit trail and configurable employee access controls.
Remote Deposit Capture: Deposit checks without leaving the office. Photograph or scan check images and submit them securely.

Subject to Approval. Fees may apply.

Merchant Services

Accept credit cards and more at your place of business. FNBA offers credit card terminals, wireless terminals, electronic check acceptance (ECA), E-Merchant view, gift card programs, and seasonal programs, all at competitive rates.

Key feature: Full-service merchant solutions, including wireless terminals and gift cards.

Business Money Market subject to access limitations imposed by federal regulation (Regulation D). NMLS #415794. Member FDIC. Equal Housing Lender.

Find the Right Banking Experience for Your Business Size

Not all businesses are the same. FNBA serves everyone from sole proprietors and startups to established commercial operations across South Jersey. Find the hub built for your stage of growth.

Small Business Hub

For sole proprietors, freelancers, and small businesses. Straightforward accounts, local support, and banking that doesn’t slow you down.

Commercial Banking Hub

For established businesses, commercial operators, and professional firms that need a full-service banking relationship with dedicated relationship managers and advanced cash management tools.

What Our Families Are Saying.

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Rob Monte
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Priscilla,Manager, Taylor Assistant Manager, and the entire crew at the Galloway Branch always greet you with a smile. They are courteous, professional and always make you feel welcome. Keep up the great work, thank you Bob and Trish M.
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diane honan
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FNB is beyond a 5* financial institution! Their staff extends the ultimate in kindness, knowledge and attention to you on a personal level every time you may need some assistance. They are your hometown bank and we applaud them!
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Tony Tomasello
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I met with Amanda today in the Absecon branch and requested some assistance gathering information in reference to my loan. Polite, professional, and very personable. It was great to be able to speak with someone in person who appeared to truly want to help. Thank you again and have a fantastic day.
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PhatPhat
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The teller Amanda was very nice and helpful. TJ is always friendly
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Sean Dixon
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They are very professional, helpful, and loyal to me - Thank you.
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Danielle Burgan
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Amanda and Nick took the time to help me out with my accounts and made sure i had everything straightened out. They were very patient and made the calls to help figure things out. I was having issues with a transfer part of the app and together we figured it out. The only thing i would say is the app needs to be more user friendly as the buttons are very hard to find to move to the next options. They don’t stand out to help the user find it easy they are hidden in grayed out areas
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Mark Marrone
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Main branch customer, Amanda and TJ along with Malika provide warm and friendly customer service, always!
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dj sanders
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Great service and polite people that work at FNBA 👍🏾
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gloria Burchell
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All the bank Employees are always helpful there and kind

Schedule a Free Business Banking Consultation.

Not sure where to start? Call us and we will connect you with a South Jersey business banker who can walk you through every option, answer your questions, and help you find the right banking solution for your business. No pressure. Just a straightforward conversation.

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