Welcome To Our New Website
Welcome To Our New Website
FNBA is the business banking partner that South Jersey professionals and business banking partners have trusted since 1916. We have survived every economic cycle this country has faced, including the Great Depression and 12 documented recessions, by doing one thing exceptionally well: banking locally, honestly, and with people you actually know.
Local decisions. Local knowledge. Straight forward. That’s the FNBA way.
Every loan and account decision is made right here in South Jersey.
Because we own our process, we move fast.
Insured up to $250,000 per deposit account, funds greater than $250,000 are eligible based on ownership category.
Checking, savings, loans, merchant services, and digital business banking (cash management), all in one place.
Over 100 years of community banking across Atlantic County and surrounding South Jersey communities.
From your first business checking account to a full commercial lending relationship, FNBA has the products South Jersey businesses need at every stage of growth.
Two options built for South Jersey businesses: Small Business Checking (free with $1,000 minimum daily balance, up to 200 items/month) and Commercial Checking (for higher-volume businesses with earnings credits to offset fees).
Key feature: No monthly service fee for small businesses with minimum daily balance maintained.
Park surplus funds in a Business Savings account that earns interest .
Key feature: Premium interest rates on Business Money Market balances.
FNBA offers a full commercial lending suite: Commercial Mortgages, Business Lines of Credit, and Equipment Financing. All decisions made locally.
Key feature: Local underwriting; no out-of-state approval delays.
Manage your business accounts 24 hours a day. Real-time balances, fund transfers, stop payment orders, online bill payment, balance email alerts, employee access controls, multi-account management, and custom reporting.
Built for the demands of a working business.
Key feature: 24-hour access with employee permission controls.
Built for commercial clients who need more.
ACH origination: Initiate ACH transactions, including payroll files, vendor payments, or customer collections, directly from your business account with a full audit trail and configurable employee access controls.
Remote Deposit Capture: Deposit checks without leaving the office. Photograph or scan check images and submit them securely.
Subject to Approval. Fees may apply.
Accept credit cards and more at your place of business. FNBA offers credit card terminals, wireless terminals, electronic check acceptance (ECA), E-Merchant view, gift card programs, and seasonal programs, all at competitive rates.
Key feature: Full-service merchant solutions, including wireless terminals and gift cards.
Business Money Market subject to access limitations imposed by federal regulation (Regulation D). NMLS #415794. Member FDIC. Equal Housing Lender.
Not all businesses are the same. FNBA serves everyone from sole proprietors and startups to established commercial operations across South Jersey. Find the hub built for your stage of growth.
For sole proprietors, freelancers, and small businesses . Straightforward accounts, local support, and banking that doesn’t slow you down.
For established businesses, commercial operators, and professional firms that need a full-service banking relationship with dedicated relationship managers and advanced cash management tools.
Not sure where to start? Call us and we will connect you with a South Jersey business banker who can walk you through every option, answer your questions, and help you find the right banking solution for your business. No pressure. Just a straightforward conversation.
Fill out the form, and a member of our team will reach out soon.