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Welcome To Our New Website!
Remote Deposit Capture (RDC) from the First National Bank of Absecon allows your business to deposit checks directly from your office using a secure scanning system. Instead of making trips to a branch, checks are scanned, converted into industry-standard digital images (Check 21), and transmitted electronically for processing.
This solution is designed to support businesses of all sizes—whether you receive a few checks per week or process larger daily volumes. With RDC, you gain a more efficient and consistent way to manage deposits while maintaining full visibility and control.
Remote Deposit Capture is designed to support a range of business banking needs, including:
Deposit checks as they are received without leaving your office
Consolidate deposits from multiple sites into one account
Reduce time spent handling and transporting checks
Accelerate the timing of deposits
RDC provides a simple and structured deposit process:
A desktop scanner captures images of the front and back of each check. Endorsements are applied automatically during the scanning process.
The system reads key information, including the MICR line and check amount, allowing you to verify totals before submission.
Check images are encrypted and securely transmitted to the First National Bank of Absecon.
Deposits are processed through the system and handled the same as original paper checks, with funds made available according to bank policy.
Deposit checks as soon as they are received instead of waiting for a scheduled bank visit.
Reduce risk by limiting the need to transport checks and keeping them secure at your business location.
Eliminate travel time and reduce expenses associated with in-person deposits.
Manage deposits from multiple locations into a single operating account.
Access check images and deposit history through online banking for easier reconciliation and recordkeeping.
To utilize Remote Deposit Capture, your business must maintain a Business Digital Banking ( Cash Management) relationship with the First National Bank of Absecon and complete a Remote Deposit Capture Agreement.
The bank will coordinate installation and setup of the RDC scanner and software at your business location, along with training to ensure your team can use the system effectively.
As a local community bank, the First National Bank of Absecon provides hands-on support and local decision-making. From setup through ongoing use, you’ll work with a team that understands your business and is available when you need assistance.
Feature | Detail |
Service Type | Cash Management Solution |
Use | Deposit checks remotely from your business location |
Processing Method | Electronic transmission using Check 21 image processing standards |
Scanner | Bank-provided desktop scanner |
Deposit Capability | Single or multiple locations |
Cut-Off Times | Same-day processing if submitted before daily cut-off |
Limits | Subject to daily and monthly deposit limits |
Eligibility | U.S.-based checks meeting bank requirements |
Retention Requirement | Original checks must be securely stored and later destroyed |
Visit any First National Bank of Absecon branch to speak with a representative about adding Remote Deposit Capture to your Cash Management services.
We’ll guide you through the agreement process, coordinate setup, and ensure your business is ready to begin depositing checks quickly, securely, and efficiently.
Fill out the form, and a member of our team will reach out soon.
