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New job. First apartment. First savings goal. This is the moment where the right bank actually matters. FNBA gives you free checking, savings options, and local bankers who give you straight answers so you can focus on building something real.
No unnecessary fees. No confusing tiers. Just the tools you need to save, spend, and send money with confidence.
Two great options. Both free. Both built for how you actually bank.
Our most popular personal checking account. No monthly service fees when you maintain the minimum balance. Unlimited check writing, a free debit card, free mobile banking, and Zelle® already built in.
No per-check fees.
Maintain the minimum balance and the account is free.
Accepted everywhere, contactless-ready.
Full app access: balances, transfers, mobile deposit.
Start writing checks right away at no cost.
Send and receive money in minutes, already inside your app.
NJ Consumer Checking is a pay-as-you-go account with no minimum balance requirements. Free mobile banking, free debit card, and free e-Statements.
Keep as little or as much as you want.
Eight withdrawals or checks per monthly statement cycle included; additional transactions will incur a fee of $.50 per item
Contactless for ease of use
Manage your account anywhere, anytime.
Both accounts subject to standard terms and conditions. See a banker or visit https://www.fnbabsecon.com/ for current details.
Statement Savings. Competitive rates. No monthly service fee with minimum balance.
Whether you’re saving for an emergency fund, a car, or just getting into the habit, Statement Savings is a straightforward place to put money aside. Interest is credited quarterly and your debit card gives you access whenever you need it.
Minimum balance required to avoid monthly service fee. Interest rates subject to change. See https://www.fnbabsecon.com/ for current APY.
Whether you’re buying new or used, FNBA handles your auto loan right here in South Jersey. Your application is reviewed by a local banker who knows this market. Fast decisions, honest answers, and a payment schedule that works for your budget.
Zelle® is already built into your FNBA app. No extra account to set up. No separate app to download. Over 150 million people across the U.S. are already enrolled, so chances are the people you want to pay already have it too. Send money to anyone with a U.S. bank account, even if they don’t bank at FNBA.
Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license. Must have a U.S. bank account to use Zelle®.
Changing banks feels like a headache. It doesn’t have to be. Our free Switching Kit walks you through every step: moving your direct deposit, updating automatic payments, and closing your old account, all in the right order, with no surprises.
When you bank with FNBA, you’re not a number in a system. You’re a neighbor. Our bankers live and work in this community. They make decisions locally, answer the phone with their real name, and are genuinely invested in helping you get where you’re going.
| FDIC Insured | Insured up to $250,000 per deposit account, funds greater than $250,000 are eligible based on ownership category. |
| Local lending decisions | Your application reviewed right here, by someone who knows South Jersey. |
| 4 South Jersey branches | Absecon, Northfield, White Horse Pike, Galloway. |
| 609-641-6300 | Call us. A real person picks up. |
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