Business NOW Interest Checking Account in South Jersey

Business Checking That Keeps Your Money Working

The FNBA Business NOW Account gives South Jersey businesses the flexibility of everyday checking while allowing qualifying balances to earn monthly interest. Keep your business funds accessible while putting your checking balance to work.

Designed for businesses that maintain a consistent balance, the Business NOW Account combines interest-earning potential with everyday banking access, convenient digital tools, and no monthly service fee when the minimum balance requirement is maintained.

Full Checking. Monthly Interest.

No monthly service fee when minimum balance is maintained.

Monthly Service Fee: None when minimum daily balance of $2,500.00 or more is maintained.
Daily balance: $1,000 – $2,499.99 = $2.50 Fee
Daily balance below: $1,000 = $10.00 Fee

Feature	Detail
Interest	Monthly Interest paid when minimal balance is maintained.
Unlimited Check Writing	Write as many checks as you need every month
Free Mastercard® Debit Card	Accepted everywhere, backed by FNBA
Business Digital Banking and Bill Pay	Free, available 24 hours a day
Free e-Statements	Paperless, secure, and available on demand
24-Hour Telephone Banking	Free account access anytime you need it
Free Direct Deposit	Fast setup, no charge

Monthly service fee waived when minimum balance requirement is met. Interest paid monthly based on tiered balance levels. Contact your branch for current minimum balance requirement. Account features subject to change.

NOW Account or Money Market: Which One Is Right for You?

Both the NOW Account and the Business Money Market earn interest and require a minimum balance. Here are the key differences:

Feature	Business NOW Account	Business Money Market
Best For	Everyday spending with interest	Growing a higher balance
Check Writing	Monthly interest earned when minimal balance is maintained	Premium monthly tiered interest
Debit Card	Unlimited	Unlimited
Mastercard® Debit Card	Free Mastercard debit card	Free Mastercard debit card
Access	Full everyday checking access	Savings-style, fewer transactions

If you want a checking account that earns interest and stays easy to use every day, the Business NOW Account is your best fit. If your priority is growing a larger balance with premium interest, the Business Money Market may serve you better. Your FNBA banker can help you decide.

Pair Your NOW Account with These FNBA Products

Statement Savings

Keep a dedicated savings balance separate from your checking. Statement Savings earns interest on every dollar and is always available when you need it.

Business Certificates of Deposit (CDs)

Ready to lock in a rate for a fixed term? CDs are a low-risk way to grow a portion of your savings. Ask your FNBA banker about available terms.

Common Questions

What is the minimum balance requirement?

The NOW Account requires a minimum daily balance to waive the monthly service fee. Contact your nearest FNBA branch or call 609-641-6300 for the current minimum balance amount.

How often is interest paid?

Interest is calculated on a monthly basis and credited directly to your account at the end of each statement cycle. The more you keep in your account, the more you earn.

How is the NOW Account different from a Money Market?

The Business NOW Account is designed for customers who want everyday checking access alongside monthly interest. A Business Money Market is better suited for customers focused on growing a larger balance with fewer day-to-day transactions.

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Ready to Put Your Business Checking Balance to Work?

Visit an FNBA branch in South Jersey to learn more about opening a Business NOW Account. A local banker can help you determine whether it fits your business needs.

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