Welcome To Our New Website!
FNBA understands small business because we are one. We make local decisions, answer the phone when you call, and sit across the table from you when it matters most.
Whether you run a shop on the White Horse Pike, a contracting crew out of Galloway, a solo entrepreneur in Northfield, or a nonprofit serving South Jersey families, FNBA has the accounts, tools, and bankers to help you run your business with confidence.
Free when a $1,000 daily minimum balance is maintained and no more than 200 items are processed each month.
Your business checking account should work as hard as you do. FNBA Small Business Checking gives you the everyday banking tools you need without the fees that eat into your margins.
Maintain a $1,000 daily minimum balance and pay nothing. $15 service fee if balance falls below $1,000 any day of the month.
Process up to 200 checks or debits per statement cycle at no additional charge.
Debit card accepted everywhere. Contactless for easy use.
View balances, transfer funds, and manage accounts anytime.
Schedule and send payments directly from your account online.
Receive payments and payroll directly into your account.
Insured up to $250,000 per deposit account, funds greater than $250,000 are eligible based on ownership category.
Minimum balance requirement applies to avoid fees. Over-limit transaction fees may apply above 200 items. See a banker for full terms.
Keeping a cushion in your business is smart. FNBA Business Savings lets you earn interest on every dollar you set aside, with no complicated tiers or hoops to jump through.
Straightforward savings with no surprises.
Move funds between checking and savings instantly online or at a branch.
Insured up to $250,000 per deposit account, funds greater than $250,000 are eligible based on ownership category.
Your customers want to pay the way that works for them. FNBAs third-party Merchant Services Provider gives you the tools to accept credit and debit cards in-store, on the go, or online, with simple setup and local support when you need it.
Cash flow doesn’t always follow a schedule. FNBA’s Business Line of Credit gives you access to revolving funds you can draw on as needed, for inventory, payroll, equipment, or any short-term business need. Decisions are made locally by bankers who understand South Jersey business.
Business Line of Credit subject to credit approval. Terms and conditions apply. See a banker for details.
FNBA’s digital banking tools let you manage your business finances without leaving the job site. Everything you need, available 24/7.
When you bank at FNBA, your application is reviewed by bankers who know this market, understand local business, and can give you a real answer fast.
Whether you’re opening your first business account or looking to grow, FNBA’s business bankers are ready to sit down with you. No pressure. Just a real conversation about what your business needs.
Yes. FNBA Small Business Checking requires a $1,000 daily minimum balance to avoid a monthly service fee. If your balance drops below that threshold, a $15.00 service fee applies for that statement cycle. See a banker for current fee details.
Yes. FNBAs third-party Merchant Services provider can be set up alongside your FNBA business checking account. Our team will walk you through the setup and make sure everything connects the way you need it to.
A Business Line of Credit gives you access to a set amount of revolving funds. You draw what you need, pay it back, and can draw again. It’s designed for short-term needs like purchasing inventory, or managing seasonal cash flow. Talk to a banker to find out what you may qualify for.
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