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Business Savings Overview

Put Your Business Reserves to Work.

Your business works hard for every dollar it earns. FNBA business savings accounts put those reserves to work with interest on every  dollar. There are flexible options with no surprises, from a Business Money Market account for day-to-day liquidity to Certificates of Deposit for funds you can set aside, various terms available.

Every account is serviced by South Jersey bankers who know your business. Insured up to $250,000 per deposit account, funds greater than $250,000 are eligible based on ownership category.

Two Ways to Save for Your Business

Business Statement Savings

Park your business reserves in an account that earns interest while keeping funds accessible for operational needs. Ideal for businesses that carry ongoing cash reserves and want those funds earning interest without locking them away.

FeatureDetails
Minimum Balance$200
Monthly Service FeeNone when minimum balance is maintained.
Interest EarnedSee Rates
AccessBranch, Business Digital Banking, 24-hour telephone banking
e-StatementsFree; paper statements also available
24-Hour Telephone Banking1-866-809-0301
FDIC InsuredInsured up to $250,000 per deposit account, funds greater than $250,000 are eligible based on ownership category.

Business Certificates of Deposit (CDs)

Lock in a guaranteed rate on funds your business does not need immediate access to. FNBA Business CDs are available in terms from 30 days to 84 months, with interest compounded and credited quarterly. A reliable option for businesses building reserves or planning for future capital needs.

Feature

Details

Available Terms

30 days to 84 months

Interest

Compounded and credited quarterly

Minimum Deposit

1000.00

Early Withdrawal

Penalty applies; speak with a South Jersey banker for details

Maturity Options

Renew, transfer to linked account, or withdraw at maturity

FDIC Insured

Insured up to $250,000 per deposit account, funds greater than $250,000 are eligible based on ownership category. 

Complete Your Business Banking Relationship

Business savings work best alongside the right checking and cash management tools. FNBA offers a full suite of business banking products to support your operation at every stage.

Business Checking

Small Business Checking (no monthly service fee, $1,000 minimum daily balance, up to 200 items/month) or Commercial Checking for higher-volume operations.

Business Digital Banking (Cash Management)

ACH origination, Remote Deposit Capture, multi-account management, employee access controls, and real-time balance alerts, all in one platform. Subject to approval, fees may apply.

Ready to Open a Business Savings Account?

Visit any FNBA branch in South Jersey to open your business savings account. We can answer all your questions and get you set up in one visit.

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