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Personal Banking Built for Real Life in South Jersey

Whatever your financial goal, whether spending, saving, growing, or borrowing, FNBA has a personal banking solution that fits. No complicated requirements. Just honest accounts from a bank that has been serving South Jersey families since 1916.

Browse by product below, or use the persona shortcuts to go straight to the accounts built for your life stage.

personal banking

Financial Accounts Crafted for You

Checking Accounts

Free accounts with no monthly service fees, debit cards, Zelle, and full digital access.

Savings Accounts

Earn interest on every dollar. No complicated tiers.

Certificates of Deposit

Lock in a rate for terms from 30 days to 84 months.

IRA Accounts

Traditional and Roth IRAs. Tax-smart savings for your retirement.

Personal Loans

Home equity, mortgage, and personal lending. Local approval, fast decisions.

Digital Banking

Mobile app, mobile deposit, bill pay, Zelle®: all free, all in one place.

Not Sure Which Account Is Right for You?

See all of our personal accounts side by side: features, fees, and minimums in one clear view.

Banking Your Way?

Not sure where to start? Go straight to the accounts built for where you are in life.

Students & Teens

Free accounts, debit cards, and mobile banking. No minimums.

Building Your Career

Free checking, Zelle®, and tools to build something solid.

Growing Families

Joint accounts, home equity, and savings for your children.

50+ & Retirees

Fabulous Fifty Checking, CDs, and no-fee banking.

Today's Featured Rates

This offer is for new money ONLY. Annual Percentage Yields (APYs) effective as of July 3, 2026 and may change without notice. The APY assumes interest remains on deposit to maturity. There are penalties for early withdraw. This offer may be withdrawn at any time. $10,000.00 Minimum deposit of “new” money required to earn advertised APY to a maximum of $250,000.

9 Month CD
3.60% APY*

$10,000 Minimum

12 Month CD
3.29% APY*

$10,000 Minimum

*APY accurate as of July 3, 2026. Minimum qualifications apply. Rates subject to change without notice. Fees may reduce earnings on the account. FDIC Insured. Equal Housing Lender.

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