FNBA Consumer Money Market: Personal Banking

The Flexibility of Checking. The Earning Power of Savings.

FNBA’s Consumer Money Market account pays premium monthly interest on your balance while keeping your money accessible when you need it. A smarter home for balances that deserve to earn more.

If you consistently carry a higher balance and want to earn more than a standard checking account offers, the Consumer Money Market is built for you. South Jersey customers enjoy premium monthly interest, a full set of free banking tools, and no monthly service fee when the minimum balance is maintained.

What Your Money Market Includes

No monthly fee when minimum balance is maintained.

Monthly Service Fee None when minimum average balance of $10,000 or more is maintained.
Average balance $2,500 – $9,999.99: $2.50 fee
Average balance $1,000 – $2,499.99: $5.00 fee
Average balance below $1,000: $10.00 fee

Feature	Detail
Interest	Premium monthly interest on your daily balance
Free Mastercard® Debit Card	Accepted everywhere
Free Mobile Banking	Deposit, transfer, and check balances from your phone
Online Banking and Bill Pay	Free, available 24 hours a day
Free e-Statements	Paperless, secure, and available on demand
24-Hour Telephone Banking	Free account access anytime

Monthly service fee waived when minimum balance requirement is met. Contact your branch for current minimum balance details. Account features subject to change.

Money Market or NOW Account? Here Is the Difference

Feature	Consumer Money Market	NOW Account
Best For	Growing a higher balance	Everyday spending with interest
Interest	Premium monthly tiered interest	Monthly tiered interest
Check Writing	Unlimited	Unlimited
Debit Card	Free Mastercard debit card	Free Mastercard debit card
Access Style	Savings-style, fewer transactions	Full everyday checking access

Not sure which account fits your needs? Your FNBA banker can walk you through both options. No pressure, no sales pitch.

Round Out Your Banking with These FNBA Options

NOW Account

Want interest on your checking balance with no transaction limits? The NOW Account earns monthly tiered interest and works like a regular everyday checking account.

Statement Savings

Keep a separate savings balance that earns interest and stays out of reach for day-to-day spending. Simple, reliable, and always available.

Certificates of Deposit (CDs)

Ready to lock in a rate for a fixed term? CDs are a low-risk way to grow a portion of your savings. Ask your FNBA banker about available terms.

Common Questions

Is a Money Market a checking account or a savings account?

It’s a hybrid. The Consumer Money Market earns interest like a savings account but comes with a free Mastercard debit card and full digital banking access like a checking account.

Is there a minimum balance requirement?

Yes. The Consumer Money Market requires a minimum balance to waive the monthly service fee. Contact your nearest FNBA branch or call 609-641-6300 for the current minimum balance amount.

How can I open a Money Market account?

Stop into any of our four South Jersey branches. A banker will walk you through the setup and answer any questions.

What Our Families Are Saying.

Your Balance Is Ready to Earn More.

Open a Consumer Money Market account at any FNBA branch in South Jersey. A local banker is ready to help you get started.

Have questions about our solutions?

Fill out the form, and a member of our team will reach out soon.