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FNBA Student Advantage Banking: Personal Banking Ages 17-25

Built for Students.

Student Advantage Banking has no monthly service fees, no minimum balance requirement, and all the digital tools for your banking needs, backed by a real banker you can call anytime.

Whether you are heading to college, starting your first job, or managing money on your own for the first time, FNBA’s Student Advantage Checking gives South Jersey students ages 17 to 25 a full-featured checking account designed to keep up with your life.

Everything You Need. Nothing You Don't.

Available to customers ages 17 to 25. No monthly service fee.

Feature Detail
Monthly Service Fee None
Minimum Balance None
ATM Transactions Up to 5 free transactions per month
Online Banking and Bill Pay Free, available 24 hours a day
Mobile Banking Free app with *deposit, alerts, and transfers
Mastercard® Debit Card Free, accepted everywhere
e-Statements Free, paperless, and secure
Direct Deposit Free, fast setup
First Check Order Free 1st order of checks
Unlimited Online Transfers Free transfers between FNBA accounts, anytime
24-Hour Telephone Banking Free access to your account around the clock
Account Protection Optional, linked to your FNBA savings account
 

Eligibility: Customers ages 17 to 25. Customers under 18 require a parent or guardian co-signer. ATM fee reimbursements limited to 5 transactions per statement cycle. Account protection requires linked savings account. Account features subject to change. *Mobile deposit eligibility 18 years and older. Contact your branch for current details.

Bank Smarter with the Tools You Already Use.

Your Student Advantage account comes loaded with the digital tools that fit your schedule, your lifestyle, and your phone:

Mobile Deposit

Snap a photo, deposit checks from anywhere and get free transfers between all your FNBA accounts, available 24 hours a day.

Online bill pay

Set up one-time or recurring payments in minutes.

Zelle®

Send and receive money instantly with friends and family.

Account Alerts

Get notified about transactions, low balances, and more.

GETTING STARTED IS EASY: A PARENT OR GUARDIAN CAN CO-SIGN

Customers between the ages of 17-25 are welcome to open a Student Advantage account with a parent or guardian as a joint account holder. It’s a great way to build financial habits early, with the right support behind you. Stop by any of our four South Jersey branches and we’ll help you both get started.

Build the Full Picture of Your Financial Life

A checking account is a great start. Pair it with these FNBA products to grow your savings and make the most of your money while you are in school and beyond.

Statement Savings

Put money aside for goals, emergencies, or your future. Statement Savings pairs perfectly with your Student Advantage Checking and earns interest on every dollar you save.

FNBA Digital Banking

Manage your accounts from one app. Check balances, pay bills, deposit checks, and transfer funds: all from your phone or tablet.

What Happens When You Turn 26?

Your Student Advantage Banking account will transition to a standard checking account at age 26.

There Is More for Students at FNBA.

Student Advantage Banking is one piece of a broader set of resources designed for South Jersey students. Visit the Student Banking Hub to see everything FNBA offers for your stage of life.

Common Questions

Who is eligible for Student Advantage Banking?

Student Advantage Banking is available to customers between the ages of 17 and 25. Customers under 18 require a parent or guardian co-signer to open the account.

Yes. There is no monthly service fee and no minimum balance requirement. Your account stays fully active and free as long as you use it.

You receive up to 5 free ATM transactions per statement cycle. After that, standard ATM fees may apply. Your FNBA Mastercard debit card is accepted at ATMs nationwide.

Yes. You can link your Student Advantage Checking account to an FNBA savings account for optional account protection. Funds are transferred automatically when needed. Visit any branch to apply.

Your Student Advantage Banking account will transition to a standard checking account at age 26. You will never be left without options.

You can open your Student Advantage account by visiting any of our four South Jersey branches. If you are under 18, a parent or guardian will need to be present or apply jointly.

What Our Families Are Saying.

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Rob Monte
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Priscilla,Manager, Taylor Assistant Manager, and the entire crew at the Galloway Branch always greet you with a smile. They are courteous, professional and always make you feel welcome. Keep up the great work, thank you Bob and Trish M.
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diane honan
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FNB is beyond a 5* financial institution! Their staff extends the ultimate in kindness, knowledge and attention to you on a personal level every time you may need some assistance. They are your hometown bank and we applaud them!
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Tony Tomasello
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I met with Amanda today in the Absecon branch and requested some assistance gathering information in reference to my loan. Polite, professional, and very personable. It was great to be able to speak with someone in person who appeared to truly want to help. Thank you again and have a fantastic day.
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PhatPhat
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The teller Amanda was very nice and helpful. TJ is always friendly
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Sean Dixon
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They are very professional, helpful, and loyal to me - Thank you.
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Danielle Burgan
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Amanda and Nick took the time to help me out with my accounts and made sure i had everything straightened out. They were very patient and made the calls to help figure things out. I was having issues with a transfer part of the app and together we figured it out. The only thing i would say is the app needs to be more user friendly as the buttons are very hard to find to move to the next options. They don’t stand out to help the user find it easy they are hidden in grayed out areas
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Mark Marrone
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Main branch customer, Amanda and TJ along with Malika provide warm and friendly customer service, always!
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dj sanders
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Great service and polite people that work at FNBA 👍🏾
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gloria Burchell
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All the bank Employees are always helpful there and kind

Free Banking, Built for Where You Are Right Now.

Open your Student Advantage account at any FNBA branch in South Jersey. It only takes a few minutes to get started.

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