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FNBA NOW Account: Interest Checking

Your Checking Balance Should Be Working for You.

The FNBA NOW Account is an interest-bearing checking account that pays you monthly tiered interest while giving you all the features of everyday checking. Keep your money moving and earning at the same time.

Most checking accounts let your balance sit without earning a thing. The NOW Account changes that. Customers who maintain the minimum balance enjoy no monthly service fee and monthly interest paid directly to their account, alongside a full suite of free banking tools.

Full Checking Account That Earns Interest.

No monthly service fee when minimum balance is maintained.

Monthly Service Fee None when minimum balance of $2,500.00 or more is maintained. Waived for individuals 62+ years of age
Average balance $1,000 – $2,499.99 = $2.50 Fee
Average balance below $1,000 = $10.00 Fee

FeatureDetail
InterestMonthly tiered interest paid on your balance
Unlimited Check WritingWrite as many checks as you need every month
Free Mastercard® Debit CardAccepted everywhere.
Free Mobile BankingDeposit checks, check balances, and pay bills from your phone
Online Banking and Bill PayFree, available 24 hours a day
Free e-StatementsPaperless, secure, and available on demand
24-Hour Telephone BankingFree account access anytime you need it
Free Direct DepositFast setup, no charge
Account ProtectionOptional, linked to your FNBA savings account. Fees may apply.

Monthly service fee waived when minimum balance requirement is met. Interest paid monthly based on tiered balance levels. Contact your branch for current minimum balance requirement. Account features subject to change.

NOW Account or Money Market: Which One Is Right for You?

Both the NOW Account and the Consumer Money Market earn interest and require a minimum balance. Here are the key differences:

FeatureNOW AccountConsumer Money Market
Best ForEveryday spending with interestGrowing a larger balance
Check WritingUnlimitedUnlimited
Debit CardFree Mastercard debit cardFree Mastercard debit card
InterestMonthly tiered interestPremium monthly interest rates
AccessFull everyday checking accessSavings-style access

If you want a checking account that earns interest and stays easy to use every day, the NOW Account is your best fit. If your priority is growing a larger balance with premium interest, the Consumer Money Market may serve you better. Your FNBA banker can help you decide.

Pair Your NOW Account with These FNBA Products

Consumer Money Market

Ready to put a larger portion of your savings to work? The Consumer Money Market earns premium interest and pairs well with your NOW Account for a complete everyday banking setup.

Statement Savings

Keep a dedicated savings balance separate from your checking. Statement Savings earns interest on every dollar and is always available when you need it.

Common Questions

What is the minimum balance requirement?

The NOW Account requires a minimum daily balance to waive the monthly service fee. Contact your nearest FNBA branch or call 609-641-6300 for the current minimum balance amount.

Interest is calculated on a monthly tiered basis and credited directly to your account at the end of each statement cycle. The more you keep in your account, the more you earn.

The NOW Account is designed for customers who want everyday checking access alongside monthly interest. It has no limits on check writing and works like a standard checking account. A Money Market is better suited for customers focused on growing a larger balance with fewer day-to-day transactions.

Open a NOW Account at an FNBA branch in South Jersey and start earning interest on your checking balance. Visit any of our branches to get started today.

What Our Families Are Saying.

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Rob Monte
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Priscilla,Manager, Taylor Assistant Manager, and the entire crew at the Galloway Branch always greet you with a smile. They are courteous, professional and always make you feel welcome. Keep up the great work, thank you Bob and Trish M.
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diane honan
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FNB is beyond a 5* financial institution! Their staff extends the ultimate in kindness, knowledge and attention to you on a personal level every time you may need some assistance. They are your hometown bank and we applaud them!
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Tony Tomasello
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I met with Amanda today in the Absecon branch and requested some assistance gathering information in reference to my loan. Polite, professional, and very personable. It was great to be able to speak with someone in person who appeared to truly want to help. Thank you again and have a fantastic day.
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PhatPhat
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The teller Amanda was very nice and helpful. TJ is always friendly
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Sean Dixon
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They are very professional, helpful, and loyal to me - Thank you.
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Danielle Burgan
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Amanda and Nick took the time to help me out with my accounts and made sure i had everything straightened out. They were very patient and made the calls to help figure things out. I was having issues with a transfer part of the app and together we figured it out. The only thing i would say is the app needs to be more user friendly as the buttons are very hard to find to move to the next options. They don’t stand out to help the user find it easy they are hidden in grayed out areas
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Mark Marrone
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Main branch customer, Amanda and TJ along with Malika provide warm and friendly customer service, always!
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dj sanders
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Great service and polite people that work at FNBA 👍🏾
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gloria Burchell
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All the bank Employees are always helpful there and kind

Put Your Checking Balance to Work.

Open a NOW Account at an FNBA branch in South Jersey. Visit any of our branches to get started today.

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