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FNBA Basic Checking gives you unlimited transactions, with no monthly service fees when you maintain your minimum balance, with all the digital tools that you need. No complexity. No surprises. Just banking that works.
This is our most popular personal checking account with debit card access, and it is easy to see why. Stop by any of our four South Jersey branches to open your account today.
Write as many checks as you need. No per-check fees.
Contactless, secure, and accepted everywhere.
e-Statements available through online banking.
Check balances, transfer funds, and deposit checks from your phone on the FNBA Mobile App.
Manage everything from home, on your schedule.
Account access by phone anytime. Call 1-866-809-0301.
Get your first check order on us when you open your account.
Payroll, Social Security, or any direct deposit. Fast and automatic.
Send and receive money in minutes with friends and family.
Monthly service fee: First year monthly service fee is free. Maintain your minimum daily balance of $100.00 and pay nothing. Fees waived for individuals 62+ years of age. Daily balance drops below $100.00 fee = $7.00
Deposit checks from anywhere using your phone camera. Available in the FNBA mobile app.
Schedule and send payments to anyone, anytime. Free with your Basic Checking account.
Send money to friends and family in minutes. No cash, no checks, no waiting.
Set up balance alerts, transaction notifications, and low-balance warnings. Free.
| Fee Item | Amount / Policy |
| Monthly service fee | Maintain your minimum daily balance of $100.00 to avoid a monthly service fee. First year monthly service fee is free. Waived for individuals 62+ years of age. Daily balance drops below $100.00 fee = $7.00 |
| Overdraft fee | Applies when account is overdrawn without linked Account protection. See a banker for current fee. |
| ATM usage: Non-FNBA ATMs | Third-party ATM fees may apply. |
| Stop payment | Fee applies. See a banker for current amount. |
| Paper statements | Free e-Statements available. Paper statement fee may apply. |
All fees subject to change. See a banker or visit fnbabsecon.com for the most current fee schedule.
This simple checking account requires a minimum balance to avoid the monthly service fee. Stop into any South Jersey branch or call 609-641-6300 and a banker will walk you through the current requirement. If you’re looking for a no minimum checking account, ask a banker about our other options.
Funds are transferred automatically to cover shortfall until the savings account has a zero balance
Zero Annual Fee. Subject to $10 transaction fee.
Automatic, discreet, and available for all FNBA checking customers.
Complete form at FNBA branch.
Basic Checking requires a minimum balance to avoid the monthly service fee. Stop into any South Jersey branch or call 609-641-6300 and a banker will walk you through the current requirement.
Setting up direct deposit is straightforward. You will need your FNBA account number and routing number (031204804). Provide those to your employer or benefits provider and they will handle the rest. A banker at any branch can walk you through it if you need help.
For a lost or stolen ATM or Debit Card, please call 1-800-500-1044.
You can open your account by visiting any of our four South Jersey branches. A banker is always available to help you get started.
Stop by any of our four South Jersey branches and a banker will get you set up in person. No appointment needed.
Fill out the form, and a member of our team will reach out soon.
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