Absecon Bancorp Declares Third-Quarter Cash Dividend of $1.05 Per Share – Read More

Basic Checking. A Simple Checking Account Built for Everyday Life.

FNBA Basic Checking gives you unlimited transactions, with no monthly service fees when you maintain your minimum balance, with all the digital tools that you need. No complexity. No surprises. Just banking that works.

This is our most popular personal checking account with debit card access, and it is easy to see why. Stop by any of our four South Jersey branches to open your account today.

What You Get With Basic Checking.

Unlimited check writing

Write as many checks as you need. No per-check fees.

Free Mastercard® debit card

Contactless, secure, and accepted everywhere.

Free e-Statements

e-Statements available through online banking.

Free mobile banking

Check balances, transfer funds, and deposit checks from your phone on the FNBA Mobile App.

Free online banking and bill pay

Manage everything from home, on your schedule.

Free 24-hour telephone banking

Account access by phone anytime. Call 1-866-809-0301.

Free first order of checks

Get your first check order on us when you open your account.

Free direct deposit

Payroll, Social Security, or any direct deposit. Fast and automatic.

Zelle® enabled

Send and receive money in minutes with friends and family.

Monthly service fee: First year monthly service fee is free. Maintain your minimum daily balance of $100.00 and pay nothing. Fees waived for individuals 62+ years of age. Daily balance drops below $100.00 fee = $7.00

Everything You Need, Right on Your Phone.

Mobile Deposit

Deposit checks from anywhere using your phone camera. Available in the FNBA mobile app.

Bill Pay

Schedule and send payments to anyone, anytime. Free with your Basic Checking account.

Zelle®

Send money to friends and family in minutes. No cash, no checks, no waiting.

Account Alerts

Set up balance alerts, transaction notifications, and low-balance warnings. Free.

Clear Fees. No Surprises.

Fee ItemAmount / Policy
Monthly service fee

Maintain your minimum daily balance of $100.00 to avoid a monthly service fee. First year monthly service fee is free.

Waived for individuals 62+ years of age.

Daily balance drops below $100.00 fee = $7.00

Overdraft feeApplies when account is overdrawn without linked Account protection. See a banker for current fee.
ATM usage: Non-FNBA ATMsThird-party ATM fees may apply.
Stop paymentFee applies. See a banker for current amount.
Paper statementsFree e-Statements available. Paper statement fee may apply.

All fees subject to change. See a banker or visit fnbabsecon.com for the most current fee schedule.

Account Protection. A Safety Net You Control.

This simple checking account requires a minimum balance to avoid the monthly service fee. Stop into any South Jersey branch or call 609-641-6300 and a banker will walk you through the current requirement. If you’re looking for a no minimum checking account, ask a banker about our other options.

Advance increments

Funds are transferred automatically to cover shortfall until the savings account has a zero balance

Annual fee

Zero Annual Fee. Subject to $10 transaction fee.

Transfers

Automatic, discreet, and available for all FNBA checking customers.

How to apply

Complete form at FNBA branch.

Common Questions

What is the minimum balance for Basic Checking?

Basic Checking requires a minimum balance to avoid the monthly service fee. Stop into any South Jersey branch or call 609-641-6300 and a banker will walk you through the current requirement.

Setting up direct deposit is straightforward. You will need your FNBA account number and routing number (031204804). Provide those to your employer or benefits provider and they will handle the rest. A banker at any branch can walk you through it if you need help.

For a lost or stolen ATM or Debit Card, please call 1-800-500-1044.

You can open your account by visiting any of our four South Jersey branches. A banker is always available to help you get started.

What Our Families Are Saying.

Posted on Google Google
Rob Monte
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Priscilla,Manager, Taylor Assistant Manager, and the entire crew at the Galloway Branch always greet you with a smile. They are courteous, professional and always make you feel welcome. Keep up the great work, thank you Bob and Trish M.
Posted on Google Google
diane honan
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
FNB is beyond a 5* financial institution! Their staff extends the ultimate in kindness, knowledge and attention to you on a personal level every time you may need some assistance. They are your hometown bank and we applaud them!
Posted on Google Google
Tony Tomasello
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
I met with Amanda today in the Absecon branch and requested some assistance gathering information in reference to my loan. Polite, professional, and very personable. It was great to be able to speak with someone in person who appeared to truly want to help. Thank you again and have a fantastic day.
Posted on Google Google
PhatPhat
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
The teller Amanda was very nice and helpful. TJ is always friendly
Posted on Google Google
Sean Dixon
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
They are very professional, helpful, and loyal to me - Thank you.
Posted on Google Google
Danielle Burgan
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Amanda and Nick took the time to help me out with my accounts and made sure i had everything straightened out. They were very patient and made the calls to help figure things out. I was having issues with a transfer part of the app and together we figured it out. The only thing i would say is the app needs to be more user friendly as the buttons are very hard to find to move to the next options. They don’t stand out to help the user find it easy they are hidden in grayed out areas
Posted on Google Google
Mark Marrone
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Main branch customer, Amanda and TJ along with Malika provide warm and friendly customer service, always!
Posted on Google Google
dj sanders
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Great service and polite people that work at FNBA 👍🏾
Posted on Google Google
gloria Burchell
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
All the bank Employees are always helpful there and kind

Visit a Branch

Stop by any of our four South Jersey branches and a banker will get you set up in person. No appointment needed.

Have questions about our solutions?

Fill out the form, and a member of our team will reach out soon.

Your Name(Required)
Required fields are marked with (*).
By submitting this form, you consent to FNBA contacting you regarding your inquiry. You may opt out of future marketing communications at any time.
For more information, please review our Privacy Policy.