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FNBA Personal Savings

Every Goal Deserves a Plan. Every Plan Deserves the Right Account.

Whether you are building an emergency fund, saving for your child’s future, or setting aside holiday money, FNBA has a savings account designed for your goal. Simple accounts, competitive rates, and a local banker who knows your name.

At FNBA, we believe saving should feel like the simplest part of your financial plan. No confusing tiers. No surprise fees. Just honest accounts built for real life in South Jersey, backed by a bank that has been here since 1916.

Competitive Rates

Your money grows from day one

No Surprise Fees

What you save stays saved.

Local Support

A real banker, not a call center.

Choose the Account That Fits Your Goal

Statement Savings

A simple, reliable savings account that earns interest on every dollar. Always available when you need it.

Key perk: Interest on every dollar from day one.

Teen Advantage Savings

Designed for young savers aged 12 – 16 and older. Builds healthy financial habits with a real account, real interest, and online access.

Key perk: No monthly service fee. Earns interest. Built for teens.

NJUGMA Custodial Savings

A custodial savings account for a minor, managed by a parent or guardian under the New Jersey Uniform Transfers to Minors Act. A meaningful way to save for a child’s future.

Key perk: Tax-advantaged savings in a child’s name, managed by you.

Christmas Club

Set aside a little each month and have your holiday funds ready when you need them. Funds are released each fall, right before the season starts.

Key perk: Automatic discipline.

Looking to Lock In a Rate?

If you want to grow a portion of your savings at a fixed rate for a set term, a Certificate of Deposit may be the right next step. FNBA CDs are available in a range of terms and are FDIC insured.

Not Sure Which Savings Account Is Right for You?

See all four FNBA savings accounts side by side: interest, minimum balance requirements, eligibility, and best-for details in one clear view.

Take Your Savings Further

Ready to put a fixed portion of your savings to work at a guaranteed rate? FNBA CDs are available in terms from 30 days to 84 months. Low risk. FDIC insured. Ask your banker about current terms.

Build tax-advantaged retirement savings where a local FNBA banker can walk you through the differences and help you understand the options. Traditional and Roth IRA options available for South Jersey customers planning for the years ahead.

Your Goal Is Worth Starting Today.

Open a savings account at any FNBA branch in South Jersey. A local banker is ready to help you choose the right account and get started.

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