Absecon Bancorp Declares Third-Quarter Cash Dividend of $1.05 Per Share – Read More

From Your First Home to Your Child's First Savings Account. We're With You.

A new house. A joint account. A baby on the way. A college fund that needs to start somewhere. Every milestone your family reaches is one we’re proud to be part of. FNBA is built for families who are building something, with accounts, loans, and local bankers who will be right there alongside you.

From joint checking to home equity to saving for your children’s future, every product on this page was designed with real South Jersey families in mind.

One Account. Both Names. Zero Hassle.

Basic Checking. Free, flexible, and made for two.

Managing your household finances is a lot simpler when you’re both on the same account. FNBA’s Basic Checking works as a joint account for couples and families, with unlimited check writing, a free debit card for each account holder, free mobile banking and free e-statements so you both stay in the loop

Joint account ready

Both partners on one account, each with their own debit card.

Unlimited check writing

Pay bills, contractors, schools. No per-check fees.

No monthly service fee

Maintain the minimum balance and the account is free.

Free Mastercard® debit card

One for each account holder, contactless-ready.

Free mobile banking

Both of you can check balances, transfer funds, and pay bills from the app.

Zelle® enabled

Zelle® enabled Send money to teachers, coaches, family. Already in your app.

Joint accounts available to any two eligible account holders. Both parties must be present to open. See a banker for full terms.

Start Saving for Your Child's Future. Right Now.

NJUGMA Custodial Savings. A dedicated savings account for your child.

The New Jersey Uniform Gifts to Minors Act (NJUGMA) allows parents and guardians to open a custodial savings account in a child’s name. It’s one of the simplest and most effective ways to start building a financial foundation for your kids before they’re old enough to do it themselves.
You manage the account as custodian until your child reaches legal age. In the meantime, the account earns interest every quarter, is covered by FDIC protection, and stays right here in South Jersey at a bank your family can walk into and talk to a local banker.

Custodial account

Parent or guardian manages the account on behalf of the child.

Competitive interest

Interest earned and credited quarterly.

Quarterly statements

Statements so you always have a clear record.

FDIC insured

Insured up to $250,000 per deposit account, funds greater than $250,000 are eligible based on ownership category.

Free mobile banking

Monitor and manage the account from your phone.

NJUGMA accounts are governed by New Jersey state law. Custodian retains control until child reaches legal age. See a banker for full details.

Your Home Has Built Up Value. Put It to Work.

Home Equity Loan and HELOC. Decided locally. For real South Jersey families.

Whether you want to renovate your kitchen, add a room for a growing family, or consolidate debt, a home equity loan or line of credit lets you borrow against the value you’ve already built. At FNBA, your application is reviewed right here in South Jersey by a banker who knows this market.

Home equity products subject to credit approval and property appraisal. Available on primary residences in FNBA’s service area. See a banker for full terms.

Ready to Buy? We'll Help You Get There.

Mortgage loans for first homes, second homes, investment properties, and new construction.

Buying a home is the biggest financial decision most families make. At FNBA, your mortgage is handled locally from start to finish. No complications. Just a local team that moves efficiently and keeps you informed every step of the way.

All mortgage products subject to credit approval and property eligibility. Available within FNBA’s lending area. Contact a banker for current terms and program availability.

See What Your Mortgage Payment Could Look Like.

Curious what a monthly payment might be for the home you have in mind? Use our mortgage calculator to get a quick estimate. Then talk to a local FNBA banker to get the full picture.

What Our Families Are Saying.

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Rob Monte
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Priscilla,Manager, Taylor Assistant Manager, and the entire crew at the Galloway Branch always greet you with a smile. They are courteous, professional and always make you feel welcome. Keep up the great work, thank you Bob and Trish M.
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diane honan
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FNB is beyond a 5* financial institution! Their staff extends the ultimate in kindness, knowledge and attention to you on a personal level every time you may need some assistance. They are your hometown bank and we applaud them!
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Tony Tomasello
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I met with Amanda today in the Absecon branch and requested some assistance gathering information in reference to my loan. Polite, professional, and very personable. It was great to be able to speak with someone in person who appeared to truly want to help. Thank you again and have a fantastic day.
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PhatPhat
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The teller Amanda was very nice and helpful. TJ is always friendly
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Sean Dixon
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They are very professional, helpful, and loyal to me - Thank you.
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Danielle Burgan
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Amanda and Nick took the time to help me out with my accounts and made sure i had everything straightened out. They were very patient and made the calls to help figure things out. I was having issues with a transfer part of the app and together we figured it out. The only thing i would say is the app needs to be more user friendly as the buttons are very hard to find to move to the next options. They don’t stand out to help the user find it easy they are hidden in grayed out areas
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Mark Marrone
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Main branch customer, Amanda and TJ along with Malika provide warm and friendly customer service, always!
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dj sanders
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Great service and polite people that work at FNBA 👍🏾
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gloria Burchell
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All the bank Employees are always helpful there and kind

Talk to a Local Banker Who Knows South Jersey.

Every family’s situation is different. The best way to figure out what’s right for yours is a real conversation with a real banker. Stop into any of our four South Jersey branches, give us a call, or schedule a time to meet. No pressure. Just honest guidance from someone who genuinely wants to help.

Have questions about our solutions?

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