Welcome To Our New Website!
Welcome To Our New Website!
A new house. A joint account. A baby on the way. A college fund that needs to start somewhere. Every milestone your family reaches is one we’re proud to be part of. FNBA is built for families who are building something, with accounts, loans, and local bankers who will be right there alongside you.
From joint checking to home equity to saving for your children’s future, every product on this page was designed with real South Jersey families in mind.
Basic Checking. Free, flexible, and made for two.
Managing your household finances is a lot simpler when you’re both on the same account. FNBA’s Basic Checking works as a joint account for couples and families, with unlimited check writing, a free debit card for each account holder, free mobile banking and free e-statements so you both stay in the loop
Both partners on one account, each with their own debit card.
Pay bills, contractors, schools. No per-check fees.
Maintain the minimum balance and the account is free.
One for each account holder, contactless-ready.
Both of you can check balances, transfer funds, and pay bills from the app.
Zelle® enabled Send money to teachers, coaches, family. Already in your app.
Joint accounts available to any two eligible account holders. Both parties must be present to open. See a banker for full terms.
NJUGMA Custodial Savings. A dedicated savings account for your child.
The New Jersey Uniform Gifts to Minors Act (NJUGMA) allows parents and guardians to open a custodial savings account in a child’s name. It’s one of the simplest and most effective ways to start building a financial foundation for your kids before they’re old enough to do it themselves.
You manage the account as custodian until your child reaches legal age. In the meantime, the account earns interest every quarter, is covered by FDIC protection, and stays right here in South Jersey at a bank your family can walk into and talk to a local banker.
Parent or guardian manages the account on behalf of the child.
Interest earned and credited quarterly.
Statements so you always have a clear record.
Insured up to $250,000 per deposit account, funds greater than $250,000 are eligible based on ownership category.
Monitor and manage the account from your phone.
NJUGMA accounts are governed by New Jersey state law. Custodian retains control until child reaches legal age. See a banker for full details.
Home Equity Loan and HELOC. Decided locally. For real South Jersey families.
Whether you want to renovate your kitchen, add a room for a growing family, or consolidate debt, a home equity loan or line of credit lets you borrow against the value you’ve already built. At FNBA, your application is reviewed right here in South Jersey by a banker who knows this market.
Home equity products subject to credit approval and property appraisal. Available on primary residences in FNBA’s service area. See a banker for full terms.
Mortgage loans for first homes, second homes, investment properties, and new construction.
Buying a home is the biggest financial decision most families make. At FNBA, your mortgage is handled locally from start to finish. No complications. Just a local team that moves efficiently and keeps you informed every step of the way.
All mortgage products subject to credit approval and property eligibility. Available within FNBA’s lending area. Contact a banker for current terms and program availability.
Curious what a monthly payment might be for the home you have in mind? Use our mortgage calculator to get a quick estimate. Then talk to a local FNBA banker to get the full picture.
Every family’s situation is different. The best way to figure out what’s right for yours is a real conversation with a real banker. Stop into any of our four South Jersey branches, give us a call, or schedule a time to meet. No pressure. Just honest guidance from someone who genuinely wants to help.
Fill out the form, and a member of our team will reach out soon.
