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Welcome To Our New Website!
Straightforward checking accounts designed for South Jersey families and individuals, with the tools you need to bank on your schedule, and a real local banker ready when you call.
Basic Checking carries no monthly service fee when you maintain a $100 minimum daily balance. The account fee is waived entirely during your first year and permanently for customers aged 62 and older. Fabulous Fifty and Student Advantage carry no monthly service fee at all.
Every FNBA checking account includes a free Mastercard debit card accepted worldwide. Pair it with Card Suite Lite to lock your card, set spending limits by location or merchant, and receive real-time fraud alerts, all from your phone.
Pay bills, deposit checks, transfer funds, and send money with Zelle® all at no extra charge. FNBA mobile banking is free on every personal checking account, available 24 hours a day.
When you open an FNBA checking account, you get more than a product. You get a banker who picks up the phone, knows the community, and is there for your questions today and every day after.
From everyday checking to interest-earning accounts, FNBA has a personal checking option for where you are right now.
Best for: Everyday banking; straightforward, reliable, and fee-friendly
Rate: Non-interest-bearing
Minimum Balance: $100 minimum daily balance
Monthly Service Fee: No monthly service fee when $100 minimum daily balance is maintained. $7/month if balance falls below $100. Fee waived during your first year automatically. Fee permanently waived for customers aged 62 and older. $2/month paper statement fee if e-Statements not selected.
Included with this account:
Best for: Customers aged 50 and over who want premium perks with no fees
Rate: Check Rates
Minimum Balance: No minimum balance requirement
Monthly Service Fee: No monthly service fee. $2/month paper statement fee if e-Statements not selected.
Included with this account:
Best for: Customers who want the flexibility of checking with the benefit of earning interest
Rate: Check Rates
Minimum Balance: $2,500 average monthly balance
Monthly Service Fee: No monthly service fee when average balance is $2,500 or more. $2.50/month for balances of $1,000 to $2,499.99. $10/month for balances below $1,000. All fees permanently waived for customers aged 62 and older. $2/month paper statement fee if e-Statements not selected.
Included with this account:
FNBA personal checking accounts are open to new and existing customers.
Individuals 18 or older with two forms of government-issued photo ID (driver’s license, state ID, or passport) and social security number.
Must be age 50 or over at time of account opening.
Must be between age 17 and 25. Customers under age 18 require a parent or guardian co-signer.
Individuals 18 or older. Customers aged 62 and older receive permanent monthly service fee waivers.
Two forms of valid government-issued photo ID (driver’s license, state ID, or passport) and Social Security number required at account opening. All accounts must be opened in person at a South Jersey branch or by phone.
$100 opening deposit required.
$1.00 minimum to open a Fabulous Fifty Account and $100 minimum to open a NOW Account
FNBA offers several personal checking accounts to fit different needs. Basic Checking is our most popular everyday account with no monthly service fee when you maintain a $100 daily balance, with your fee automatically waived the first year. Fabulous Fifty Checking is designed for customers 50 and over, with no minimum balance, no monthly service fee, and added perks like 2 free check orders per calendar year and 25% off safe deposit box rentals. The NOW Account earns tiered monthly interest on your balance, with no fee when you maintain a $2,500 average balance. All accounts include a free Mastercard debit card, free mobile and online banking, Zelle®, and access to a local South Jersey banker.
Basic Checking has a $100 minimum opening deposit; maintaining a $100 minimum daily balance avoids a $7 monthly service fee (waived in year one and permanently for customers aged 62 and older). Fabulous Fifty Checking has no minimum daily balance requirement at all. The NOW Account requires a $2,500 average monthly balance to avoid a monthly service fee, with that fee permanently waived for customers aged 62 and older.
Every FNBA personal checking account includes free mobile banking, free online banking and bill pay, free e-Statements, mobile deposit, account alerts, Zelle® for fast person-to-person payments, and the Card Suite Lite app, which lets you lock and unlock your debit card, set spending limits by merchant or location, and receive real-time fraud alerts. These tools are free on every account with no add-on fees.
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