Welcome To Our New Website!
Welcome To Our New Website!
The FNBA NOW Account is an interest-bearing checking account that pays you monthly tiered interest while giving you all the features of everyday checking. Keep your money moving and earning at the same time.
Most checking accounts let your balance sit without earning a thing. The NOW Account changes that. Customers who maintain the minimum balance enjoy no monthly service fee and monthly interest paid directly to their account, alongside a full suite of free banking tools.
No monthly service fee when minimum balance is maintained.
Monthly Service Fee None when minimum balance of $2,500.00 or more is maintained. Waived for individuals 62+ years of age
Average balance $1,000 – $2,499.99 = $2.50 Fee
Average balance below $1,000 = $10.00 Fee
| Feature | Detail |
| Interest | Monthly tiered interest paid on your balance |
| Unlimited Check Writing | Write as many checks as you need every month |
| Free Mastercard® Debit Card | Accepted everywhere. |
| Free Mobile Banking | Deposit checks, check balances, and pay bills from your phone |
| Online Banking and Bill Pay | Free, available 24 hours a day |
| Free e-Statements | Paperless, secure, and available on demand |
| 24-Hour Telephone Banking | Free account access anytime you need it |
| Free Direct Deposit | Fast setup, no charge |
| Account Protection | Optional, linked to your FNBA savings account. Fees may apply. |
Monthly service fee waived when minimum balance requirement is met. Interest paid monthly based on tiered balance levels. Contact your branch for current minimum balance requirement. Account features subject to change.
Both the NOW Account and the Consumer Money Market earn interest and require a minimum balance. Here are the key differences:
| Feature | NOW Account | Consumer Money Market |
| Best For | Everyday spending with interest | Growing a larger balance |
| Check Writing | Unlimited | Unlimited |
| Debit Card | Free Mastercard debit card | Free Mastercard debit card |
| Interest | Monthly tiered interest | Premium monthly interest rates |
| Access | Full everyday checking access | Savings-style access |
If you want a checking account that earns interest and stays easy to use every day, the NOW Account is your best fit. If your priority is growing a larger balance with premium interest, the Consumer Money Market may serve you better. Your FNBA banker can help you decide.
Ready to put a larger portion of your savings to work? The Consumer Money Market earns premium interest and pairs well with your NOW Account for a complete everyday banking setup.
Keep a dedicated savings balance separate from your checking. Statement Savings earns interest on every dollar and is always available when you need it.
The NOW Account requires a minimum daily balance to waive the monthly service fee. Contact your nearest FNBA branch or call 609-641-6300 for the current minimum balance amount.
Interest is calculated on a monthly tiered basis and credited directly to your account at the end of each statement cycle. The more you keep in your account, the more you earn.
The NOW Account is designed for customers who want everyday checking access alongside monthly interest. It has no limits on check writing and works like a standard checking account. A Money Market is better suited for customers focused on growing a larger balance with fewer day-to-day transactions.
Visit any of our four South Jersey branches. A banker will walk you through the process and answer any questions about features or requirements.
Open a NOW Account at an FNBA branch in South Jersey. Visit any of our branches to get started today.
Fill out the form, and a member of our team will reach out soon.
