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Checking Accounts for Every Stage of Life

Whether you’re opening your first account, managing a household, or looking for premium benefits at age 50 and over, FNBA has a checking account built for you. No surprises. No hidden fees. A real banker you can call.

All FNBA checking accounts come with free online banking, free mobile banking, a free Mastercard® debit card, and access to Zelle®. Browse the accounts below and open yours today.

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Find the Account That Fits.

Basic Checking

Straightforward, everyday checking with no fuss and no minimum balance requirement to open.

Key Benefit: Unlimited check writing, free debit card, free online and mobile banking, Zelle® enabled.

No minimum balance required to open. Standard account terms apply.

Fabulous Fifty Checking

Designed for customers 50 and over, with a full suite of free benefits and exclusive perks.

Key Benefit: No monthly service fee, no minimum balance, *free checks, 25% safe deposit box discount.

Available to customers aged 50 and over. Safe deposit discount subject to availability. *Free checks, limited to two orders per calendar year.

Student Advantage Checking

The perfect first account for students and young adults aged 17 to 25.

Key Benefit: No monthly service fee, no minimum balance, up to 5 free ATM transactions per month, free first order of checks.

No minimum balance required to open. Standard account terms apply.

NOW Account

An interest-bearing checking account that puts your everyday balance to work.

Key Benefit: Earns interest on your checking balance. Tiered rates. Free debit card and online banking.

Interest rates tiered based on balance. See a banker for current rate details.

NJ Consumer Checking

A pay-as-you-go option with no minimum balance and flexible everyday access.

Key Benefit: No minimum balance. Free debit card. Online and mobile banking included.

Consumer Money Market Account

A hybrid account that combines the flexibility of checking with premium interest rates.

Key Benefit: Higher interest on larger balances. Debit card access. Online banking included.

See a banker for current rate and balance details.

Not Sure Which Account Is Right for You?

See all of our personal checking accounts side by side, including fees, features, and minimum balance requirements in one clear view. No guesswork.

Account Protection. Peace of Mind Built In.

Link your FNBA checking account to a savings account and we will cover you if your balance runs short. It’s a simple, automatic safety net that keeps your account in good standing and helps you avoid declined transactions.

  • Link your checking account to any FNBA savings account.
  • Automatic transfer covers the shortfall.
  • No complicated enrollment. Set it up at any branch.

 

Account protection transfer requires a linked FNBA savings account. Transfer fees may apply. See a banker for full terms.

Ready to open your account?

Visit any of our four South Jersey branches.

Have questions about our solutions?

Fill out the form, and a member of our team will reach out soon.

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