Welcome To Our New Website!
Welcome To Our New Website!
This stage of your life isn’t about slowing down; it’s about making smarter moves with everything you have built. At FNBA, our banking solutions for customers 50 and over are designed to help you find the right account that protects your savings and makes you feel confident about what is ahead.
Whether you are planning for retirement, already there, or simply focused on making the most of your financial future, FNBA is here to support you. Whether you are seeking how best to manage your income and build savings or to simplify your everyday banking, you’ll find options tailored to your goals and a team that treats you with the respect you have earned. You’ve come to the right bank.
No monthly service fee. No minimum balance.
Fabulous Fifty Checking is FNBA’s most feature-rich personal checking account, designed specifically for customers aged 50 and over. You’ve spent decades saving and perhaps even doing business with us, and this account is our way of showing our understanding and what that loyalty means to FNBA.
Keep the account regardless of your balance.
Your account, your terms. No minimum balance to maintain.
Free Fabulous Fifty preference checks. Up to 2 orders per calendar year.
Contactless, accepted everywhere.
Manage everything from home, on your schedule.
Check balances, transfer funds, and deposit checks from your phone.
Social Security, pension, or payroll deposited automatically.
A meaningful saving on annual safe deposit box rental. Subject to availability.
Link to a savings account for a safety net on your checking. Subject to $10 transaction fee.
Interest paid on eligible balances. See a banker for current details.
Receive e-Statements faster than paper statements.
Free Notary and discounted Money Order Fees
Fabulous Fifty Checking available to customers aged 50 and over. Safe deposit discount based on availability. See a banker for full terms and conditions.
Terms from 30 days to 84 months. Your timeline, your choice.
A Certificate of Deposit is one of the simplest and safest ways to grow your savings. You choose the term, lock in your deposit, and let it earn. Every CD at FNBA is FDIC insured and reviewed locally, so you’re never dealing with a faceless institution when questions come up.
Choose from terms starting at 30 days up to 84 months.
Interest compounded and credited quarterly. See a banker for current details.
Insured up to $250,000 per deposit account, funds greater than $250,000 are eligible based on ownership category.
Open and manage your CD at any of our four South Jersey branches.
CDs can be set to renew automatically at maturity.
CD rates and terms subject to change. Early withdrawal penalties may apply. See a banker for current rates and full terms.
Traditional and Roth IRAs. IRS-compliant. Locally managed.
An Individual Retirement Account is one of the most effective tools available for long-term retirement savings. FNBA offers both Traditional and Roth IRAs for customers who meet IRS eligibility requirements. Our bankers will walk you through the differences and help you understand the options.
IRA products subject to IRS eligibility requirements and annual contribution limits. Tax implications vary by individual. Consult a tax advisor for guidance specific to your situation. FDIC coverage for IRAs is separate from standard deposit coverage limits.
FNBA offers safe deposit boxes at our branch locations for secure storage of documents, valuables, and anything else you want to keep protected. Fabulous Fifty Checking customers receive a 25% discount on their annual safe deposit box rental: one more benefit of banking with FNBA at 50 and over.
Safe deposit boxes subject to availability at each branch location. Discount applies to Fabulous Fifty Checking account holders only. Safe deposit boxes are not FDIC insured.
At FNBA, your financial security is not just a policy. It is the reason we’ve been in business since 1916. Three things we want every retiree to know:
Some conversations are better in person. If you have questions about Fabulous Fifty Checking, CDs, IRAs, or anything else, stop by any of our four South Jersey branches. No appointment needed. Our bankers will take the time to understand your situation and give you honest guidance: no pressure, no rush.
Fabulous Fifty Checking is available to any FNBA customer aged 50 or older. You can open the account at any of our four South Jersey branches. Bring a valid ID and your Social Security number.
Yes. A CD and an IRA are different products and can be held at the same time. Many customers use CDs for short-term savings goals and IRAs for long-term retirement planning. A banker can help you understand how both fit into your overall picture.
It depends on the type of IRA. With a Traditional IRA, contributions may be tax-deductible and growth is tax-deferred, meaning you pay taxes when you withdraw in retirement. With a Roth IRA, contributions are made with after-tax dollars, but qualified withdrawals in retirement are generally tax-free. Everyone’s tax situation is different, so we recommend speaking with a tax advisor for guidance specific to you.
CD minimums and terms vary. Stop by any branch or call 609-641-6300 and a banker will walk you through the current options available.
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