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The FNBA Business NOW Account is an interest-bearing checking account that pays you monthly interest while giving you all the features of full everyday checking. Keep your money moving and earning at the same time.
Most checking accounts let your balance sit without earning a thing. The Business NOW Account changes that. Business customers who maintain the minimum balance enjoy no monthly fee and monthly interest paid directly to their account, alongside a full suite of free banking tools.
No monthly service fee when minimum balance is maintained.
Monthly Service Fee: None when minimum daily balance of $2,500.00 or more is maintained.
Daily balance: $1,000 – $2,499.99 = $2.50 Fee
Daily balance below: $1,000 = $10.00 Fee
Feature | Detail |
Interest | Monthly Interest paid when minimal balance is maintained. |
Unlimited Check Writing | Write as many checks as you need every month |
Free Mastercard® Debit Card | Accepted everywhere, backed by FNBA |
Business Digital Banking and Bill Pay | Free, available 24 hours a day |
Free e-Statements | Paperless, secure, and available on demand |
24-Hour Telephone Banking | Free account access anytime you need it |
Free Direct Deposit | Fast setup, no charge |
Monthly service fee waived when minimum balance requirement is met. Interest paid monthly based on tiered balance levels. Contact your branch for current minimum balance requirement. Account features subject to change.
Both the NOW Account and the Consumer Money Market earn interest and require a minimum balance. Here are the key differences:
Feature | Business NOW Account | Business Money Market |
Best For | Everyday spending with interest | Growing a higher balance |
Check Writing | Monthly interest earned when minimal balance is maintained | Premium monthly tiered interest |
Debit Card | Unlimited | Unlimited |
Mastercard® Debit Card | Free Mastercard debit card | Free Mastercard debit card |
Access | Full everyday checking access | Savings-style, fewer transactions |
If you want a checking account that earns interest and stays easy to use every day, the Business NOW Account is your best fit. If your priority is growing a larger balance with premium interest, the Business Money Market may serve you better. Your FNBA banker can help you decide.
Keep a dedicated savings balance separate from your checking. Statement Savings earns interest on every dollar and is always available when you need it.
Ready to lock in a rate for a fixed term? CDs are a low-risk way to grow a portion of your savings. Ask your FNBA banker about available terms.
The NOW Account requires a minimum daily balance to waive the monthly service fee. Contact your nearest FNBA branch or call 609-641-6300 for the current minimum balance amount.
Interest is calculated on a monthly basis and credited directly to your account at the end of each statement cycle. The more you keep in your account, the more you earn.
The Business NOW Account is designed for customers who want everyday checking access alongside monthly interest. A Business Money Market is better suited for customers focused on growing a larger balance with fewer day-to-day transactions.
Open a NOW Account at an FNBA branch in South Jersey. Visit any of our branches to get started today.
Fill out the form, and a member of our team will reach out soon.
