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Personal Loans Overview

From Your First Car to Your Forever Home, FNBA Loans Are Built for South Jersey.

FNBA offers a full range of personal loan products to help South Jersey customers move forward. Whether you are buying a car, purchasing a property, tapping into your home’s equity, or covering an unexpected expense, our local loan officers are here to help.

Every Loan Decision Is Made Right Here in South Jersey.

When you apply for a loan at FNBA, your application stays local. Our loan officers review, approve, and service every loan in-house. That means faster decisions, direct communication, and a banker you can actually sit down and talk to. Just straightforward lending from people who live and work in your community.

Find the Loan That Fits Your Goal

FNBA offers personal, home, and vehicle financing options, all with local approval and South Jersey service.

Auto Loan

Finance a new or used vehicle with predictable monthly payments and local approval.

Home Equity Loan

Borrow up to 80% of your home’s appraised value.

Home Equity Line of Credit (HELOC)

Access a revolving credit line secured by your home’s equity. Draw only what you need, when you need it.

Mortgage

Purchase or refinance your South Jersey home, with fixed and adjustable-rate options and local underwriting.

Fixed rate mortgages up to 30 years; construction, investment, and land purchase programs available

Personal Loan (Secured & Unsecured)

Borrow for almost any purpose. Secured loans use assets as collateral; unsecured loans are based on creditworthiness.

Home Equity Loans: Rate applies to owner-occupied home loans at 80% of appraised/sale price. Minimum loan $5,000. First and second position liens only. NMLS #415794. Equal Housing Lender.

See What Your Monthly Payment Could Look Like

Round Out Your Banking with FNBA

Pair your loan with an FNBA checking account for seamless payment management. Set up direct deposit and never miss a payment. Basic Checking, NOW Account, and other options are available for all South Jersey customers.

Building a down payment or an emergency fund alongside your loan? FNBA savings accounts earn competitive quarterly interest with no monthly fee when a minimum balance is maintained. A smart companion to any loan product.

Ready to Apply? Your Local Loan Officer Is Ready.

Visit any FNBA branch in South Jersey or call us, and a loan officer will walk you through your options, answer your questions, and help you find the right loan for your situation.

Have questions about our solutions?

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