Welcome To Our New Website!
Welcome To Our New Website!
Every savings goal is different. Whether you’re building an emergency fund, saving for a child, or putting money aside for the holidays, FNBA has an account designed for you. Compare all four options below and let a South Jersey banker help you get started.
| Features | Statement Savings | Teen Advantage | NJUGMA Custodial* | Christmas Club |
Best For | Everyday savers building a balance | Ages 12-16 with parent or guardian co-sign | Saving on behalf of a minor | Holiday and seasonal saving |
Monthly Service Fee | None with minimum balance of $200 daily | None | None with a minimum balance of $25 daily | None |
Minimum Balance | $200 daily | $1 | $25 daily | $5 |
APY | See Rates | See Rates | See Rates | See Rates |
Access | Branch, Online Banking, Mobile App. , 24-hr. Telephone Banking | Branch, Online Banking, Mobile App. , 24-hr. Telephone Banking | Branch, Online Banking, Mobile App. , 24-hr. Telephone Banking | Branch, Online Banking, Mobile App. , 24-hr. Telephone Banking, Annual Disbursement Sept. 30 |
Special Features | Quarterly interest credited/compounded, free Mastercard® debit card | Eligible for a Student Advantage at age 17 | Quarterly interest credited/compounded | Flexible deposit schedule; auto roll-over option |
Age Requirements | 18 and older | Ages 12-16; parent or guardian must co-sign | Minor beneficiary; custodian must be 18 or older | 18 and older |
e-Statements | Free | Free | Free | Free |
Online and mobile access only for custodian
Insured up to $250,000 per deposit account, funds greater than $250,000 are eligible based on ownership category.
All FNBA savings accounts earn competitive interest, but the rate and frequency vary by account type. Statement Savings credits/compounds interest quarterly. Teen Advantage, NJUGMA Custodial, and Christmas Club also earn interest. For current rates, visit any FNBA branch in South Jersey or call us directly.
Yes. Many FNBA customers hold more than one savings account to match different goals. For example, you might keep a Statement Savings account for everyday needs and a Christmas Club for holiday spending. Visit a branch and a banker will help you set up the combination that works for you.
Yes. FNBA savings accounts can be linked to your FNBA checking account for easy transfers and, account protection. Ask a banker at any South Jersey branch for details.
Visit any FNBA branch with a valid ID and we will get you set up in one visit. For Teen Advantage and NJUGMA accounts, a parent, guardian, or custodian must be present at opening.
Visit any FNBA branch in South Jersey; a local banker will walk you through every option and help you open an account.
Fill out the form, and a member of our team will reach out soon.
