The Holidays Are More Enjoyable When You Plan Ahead

The holiday season should feel joyful, not stressful. FNBA’s Christmas Club Savings lets you save throughout the year so a lump sum is ready and waiting in your account every September 30th. You set the schedule. You choose the amount. We handle the rest.

How It Works

Christmas Club Savings is designed to keep the holidays within reach. Here is what you can expect:

Feature	Detail
Payment Schedule	Flexible: You set your own deposit frequency and amount
Interest	Competitive tiered interest credited to your account
Annual Disbursement	Club proceeds deposited to your linked FNBA account on September 30th each year
Roll-Over Option	Every year on September 30th, FNBA automatically deposits your total Christmas Club savings balance directly into your linked FNBA checking or savings account.
Monthly Fee	No Monthly Fee.
Minimum Balance	$5
e-Statements	Receive statements electronically: Free, faster, and paperless
FDIC Insured	Insured up to $250,000 per deposit account, funds greater than $250,000 are eligible based on ownership category.

Mark Your Calendar: September 30th

Every year on September 30th, FNBA automatically deposits your total Christmas Club savings balance directly into your linked FNBA checking or savings account. No trips to the branch. No waiting. Your holiday funds arrive right on time, so you can shop, give, and celebrate without the worry.

Prefer to keep saving? Simply roll your account over to the next year and start fresh for next season. It’s that simple.

Keep Growing Your Savings

Statement Savings

For year-round savings with quarterly interest and no monthly fee when a minimum balance is maintained, Statement Savings is a great companion account for your Christmas Club.

Certificates of Deposit (CDs)

Ready to lock in a competitive rate on a larger sum? FNBA CDs offer a fixed return over a set term, making them an ideal way to save for larger goals alongside your Christmas Club. Talk to a South Jersey banker to find the right term for you.

Common Questions

Can I withdraw my money before September 30th?

Yes, closing prior to maturity fee $10

When exactly is the money deposited into my account?

Your Christmas Club balance is automatically transferred to your designated account on September 30th each year. If September 30th falls on a weekend or a federal holiday, the transfer will be completed on the immediate preceding business day.

Can I choose how much to deposit and how often?

Yes. Automatic transfer schedule may be set up for amounts from $5 to $100 per transfer. You set your own payment schedule throughout the year. Whether you prefer weekly, biweekly, or monthly deposits, the choice is yours.

What happens to my account after September 30th?

Your Christmas Club account can be automatically continued into the next year. Simply let your banker know you would like to roll over by submitting your annual renewal form upon receipt, and your account stays open and ready for next season.

How do I open a Christmas Club account?

Visit any FNBA branch in South Jersey and a banker will get you set up. Bring a valid ID and your linked FNBA account information.

What Our Families Are Saying.

    
 
 
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 Trustindex verifies that the original source of the review is Google. I met with Amanda today in the Absecon branch and requested some assistance gathering information in reference to my loan. Polite, professional, and very personable. It was great to be able to speak with someone in person who appeared to truly want to help. Thank you again and have a fantastic day.
  
 
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 Trustindex verifies that the original source of the review is Google. Amanda and Nick took the time to help me out with my accounts and made sure i had everything straightened out. They were very patient and made the calls to help figure things out. I was having issues with a transfer part of the app and together we figured it out. The only thing i would say is the app needs to be more user friendly as the buttons are very hard to find to move to the next options. They don’t stand out to help the user find it easy they are hidden in grayed out areas
  
 
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Start Saving for the Holidays Today

A little saved each month adds up to a stress-free holiday season. Visit your nearest FNBA branch in South Jersey to open your Christmas Club Savings account today.

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