Absecon Bancorp Declares Third-Quarter Cash Dividend of $1.05 Per Share – Read More
Absecon Bancorp Declares Third-Quarter Cash Dividend of $1.05 Per Share – Read More
FNBA Account Protection links your checking account to your savings account so a small gap in your balance never turns into a declined transaction or a returned item fee. Automatic, discreet, and available for all FNBA checking customers.
It happens. A paycheck hits a day late. A bill comes in a little higher than expected. Account Protection means your account keeps working, without the embarrassment of a declined card or the cost of a returned payment.
When your checking balance is not enough to cover a transaction, FNBA automatically transfers funds from your linked protection account.
| Feature | Detail |
| How It Works | Your FNBA savings account is linked to your checking account. |
| Transfer Increments | Funds are transferred automatically to cover the shortfall until the savings account has a zero balance. |
| Annual Fee | None |
| Eligibility | Complete form at an FNBA branch. |
| Linked Account | Requires an active FNBA savings account |
Applications available at any FNBA branch. Terms subject to change. Member FDIC • Equal Housing Lender
Here is what the difference looks like when a transaction exceeds your balance:
With Account Protection | Without Protection | |
Transaction covered? | Yes, automatically | No, declined or returned |
Fee charged? | Transaction fees may apply. | Returned item fees may apply |
Impact on you? | Seamless, no disruption | Declined card or returned check |
Returned item fees vary. Contact your branch for the current fee schedule.
Account Protection is available on all FNBA personal checking accounts. If you don’t yet have a checking or savings account with us, you can open both and add protection in a single branch visit.
A full-featured everyday checking account with no monthly service fee when your minimum balance is maintained. Add Account Protection at account opening or anytime after.
Account Protection requires a linked FNBA savings account. Statement Savings is a simple, interest-bearing account that doubles as your protection backup.
Yes. FNBA Account Protection works by linking your checking account to an active FNBA savings account as a backup line. If you do not have a savings account yet, you can open one at any branch.
No. There is no annual fee for Account Protection.
Stop by any of our four South Jersey branches to complete a short form. A banker will walk you through the process and let you know the same day.
Trustindex verifies that the original source of the review is Google. Trustindex verifies that the original source of the review is Google. Trustindex verifies that the original source of the review is Google. Trustindex verifies that the original source of the review is Google. Trustindex verifies that the original source of the review is Google. Trustindex verifies that the original source of the review is Google. Trustindex verifies that the original source of the review is Google. Trustindex verifies that the original source of the review is Google. Trustindex verifies that the original source of the review is Google. Add Account Protection to your existing FNBA checking account or open a new account with protection built in. Visit any South Jersey branch to get started.
Fill out the form, and a member of our team will reach out soon.
