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Find Your Perfect Checking Account in Under 2 Minutes

Every FNBA personal checking account, side by side. Compare fees, minimum balance requirements, perks, and interest so you can choose with confidence and open your account today.

CHECKING COMPARISON TABLE

 Basic CheckingFabulous FiftyStudent AdvantageNOW AccountConsumer Money MarketNJ Consumer Checking
Best ForEveryday bankingCustomers 50+Ages 17-25Interest + checkingHigh-balance saversNo minimums
Minimum Balance$100.00NoneNone$2,500.00$10,000.00None
Monthly Service Fees

$7.00 if balance falls below $100 any day of the month. 

1st year FREE. Monthly service charge waived for individuals 62 year of age + $2.00 monthly fee for paper statements

$2.00 monthly fee for paper statements None

Average balance $2,500 or more: NO CHARGE 

Average balance $1,000 – $2,499.99: $2.50 fee

Average balance below $1,000: $10.00 fee

Monthly service charge waived for individuals 62 years of age +

$2.00 monthly fee for paper statements

Average balance $10,000 or more NO CHARGE

Average balance $2,500 – $9,999.99: $2.50 fee

Average balance $1,000 – 2,499.00: $5.00 fee

Average balance below $1,000: $10.00 fee

$3.00 Service Charge

Fee per item over 8 checks paid per month: $.50

Interest EarnedN/ASee RatesN/ASee RatesSee RatesN/A
Free Debit CardYes, Mastercard®Yes, MastercardYes, MastercardYes, MastercardYes, MastercardYes, Mastercard
Free Online & Mobile BankingYesYesYesYesYesYes
Special PerksFree first check order. Account protection available.Age 50+ only.
25% safe deposit discount. Free checks (2 orders/yr.).
Ages 17-25. Parent co-signature for under 18. Free first check order.Interest on your average balance. Full check-writing access.Premium interest.Pay-as-you-go.
No conditions. No minimums.
Open AccountOpen Basic CheckingOpen Fabulous FiftyOpen Student AdvantageOpen NOW AccountOpen Consumer Money MarketOpen NJ Consumer

Monthly service fee waived when minimum balance requirement is met. Contact your branch for current minimum balance details. Account features subject to change.

Common Questions

Which account is most popular?

Basic Checking is our most commonly opened everyday account for South Jersey customers. Fabulous Fifty Checking is the top choice for customers 50 and older. If you’re not sure which fits your needs, use our Find My Account quiz or speak with a banker at any branch.

Yes. Your banking needs change, and your account can, too. If you open a Basic Checking account today and later want to switch to a NOW Account or Fabulous Fifty Checking, your FNBA banker can help you make the change in a single branch visit with no hassle.

Visit any of our four South Jersey branches and a banker will walk you through the process.

What Our Families Are Saying.

Ready to Open Your Account?

Choose the account that fits and open it at any FNBA branch in South Jersey.

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