Personal Loans

FNBA offers a wide variety of personal and business loan products for your every need. Since we’re locally managed, all of our loan decisions are made here, and your loans are kept here, where you deal with people you know. FNBA loan officers are ready to help satisfy your loan needs.

Home Equity Loans – Fixed Rate

APR = Annual Percentage Rate

Term APR
*60 Months 4.25%
*120 Months 4.75%
*180 Months 4.90%
*240 Months 5.25%

*See Below.

Consumer Loans

  • Personal Loans (Secured and Unsecured)
  • Auto Loans (New and Used Vehicles)
  • Fixed Rate Home Equity Loans
  • Home Equity Lines of Credit

Apply For Your Loan >

Mortgages

  • Fixed Rate Mortgages with terms up to 30 years
  • Construction Mortgages
  • Mortgage Programs for Investment Properties and Second Homes
  • Land Purchase Loans

Apply For Your Mortgage >

amortization calculator

Amortization Calculator

Amortization Calculator >

*Rate applies to owner occupied home loans, 80% of appraised/sale price to a maximum of $250,000.  Minimum loan is $5,000.  First position liens only. Other rates, terms, and second position lien loans available. Monthly payment per $10,000 at the quoted rate of 4.25% APR for 60 months is $185.31 per month. Monthly payment per $10,000 at the quoted rate of 4.75% APR for 120 months is $104.86 per month. Monthly payment per $10,000 at the quoted rate of 4.90% APR for 180 months is $78.58 per month. Monthly payment per $10,000 at the quoted rate of 5.25% APR for 240 months is $67.40 per month.

Questions?

Want more information on our services?

Contact Us

Quick Links

equal housing lender icon
turbo tax online icon
FDIC icon
consumer information security icon

24 - Hour Telephone Banking

FNBA Mobile Banking

CALL 1-866-809-0301

Check your balance, transfer funds, check interest rates. Simply call FNBA’s banking line from any touch tone phone nation-wide and your account information will be right at your fingertips.