Personal Loans
FNBA offers a wide variety of personal and business loan products for your every need. Since we’re locally managed, all of our loan decisions are made here, and your loans are kept here, where you deal with people you know. FNBA loan officers are ready to help satisfy your loan needs.
Promotional Home Equity Loans – Fixed Rate (APR)
| Term | Rate |
|---|---|
| *60 Months | 3.25% |
| *120 Months | 3.60% |
| *180 Months | 3.75% |
| **240 Months | 4.65% |
*See Below.
**Contract Rate is 10 years with Balloon payment. Monthly payments based on a 20 years schedule.
Consumer Loans
- Personal Loans (Secured and Unsecured)
- Auto Loans (New and Used Vehicles)
- Fixed Rate Home Equity Loans
- Home Equity Lines of Credit
Mortgages
- Fixed Rate Mortgages with terms up to 30 years
- Construction Mortgages
- Mortgage Programs for Investment Properties and Second Homes
- Land Purchase Loans
Amortization Calculator
* & ** Rate applies to owner occupied home loans, 80% of appraised/sale price to a maximum of $250,000. 60 month loan is $10,000 minimum loan/new money. 120 month loan is $20,000 minimum loan/new money. 180 month loan is $25,000 minimum loan/new money. First position liens only. Other rates, terms, and second position lien loans available. Monthly payment per $10,000 at the quoted rate of 3.25% for 60 months is $180.81 per month. Monthly payment per $10,000 at the quoted rate of 3.60% for 120 months is $99.37 per month. Monthly payment per $10,000 at the quoted rate of 3.75% for 180 months is $72.74 per month. Monthly payment per $10,000 for the quoted at the rate of 4.90% for payment terms of 240 months with 120 month term is 119 payments at $65.45 per month with final balloon payment of $6,265.18.
Quick Links
24 - Hour Telephone Banking
CALL 1-866-809-0301
Check your balance, transfer funds, check interest rates. Simply call FNBA’s banking line from any touch tone phone nation-wide and your account information will be right at your fingertips.