Personal Loans

FNBA offers a wide variety of personal and business loan products for your every need. Since we’re locally managed, all of our loan decisions are made here, and your loans are kept here, where you deal with people you know. FNBA loan officers are ready to help satisfy your loan needs.

Home Equity Loans – Fixed Rate

APR = Annual Percentage Rate



Term APR
*60 Months 6.75%
*120 Months 7.00%
*180 Months 7.25%

*See Below.

Consumer Loans

  • Personal Loans (Secured and Unsecured)
  • Auto Loans (New and Used Vehicles)
  • Fixed Rate Home Equity Loans
  • Home Equity Lines of Credit

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  • Fixed Rate Mortgages with terms up to 30 years
  • Construction Mortgages
  • Mortgage Programs for Investment Properties and Second Homes
  • Land Purchase Loans

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amortization calculator

Amortization Calculator

Amortization Calculator >

*Rate applies to owner occupied home loans, 80% of appraised/sale price. Minimum loan is $5,000.  First and second position liens only.  Monthly payment per $10,000 at the quoted rate of 6.75% APR for 60 months is $196.84 per month. Monthly payment per $10,000 at the quoted rate of 7.00% APR for 120 months is $116.12 per month. Monthly payment per $10,000 at the quoted rate of 7.25% APR for 180 months is $91.31 per month.


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FNBA Mobile Banking

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Check your balance, transfer funds, check interest rates. Simply call FNBA’s banking line from any touch tone phone nation-wide and your account information will be right at your fingertips.