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Your business works hard for every dollar it earns. FNBA business savings accounts put those reserves to work with interest on every dollar. There are flexible options with no surprises, from a Business Money Market account for day-to-day liquidity to Certificates of Deposit for funds you can set aside, various terms available.
Every account is serviced by South Jersey bankers who know your business. Insured up to $250,000 per deposit account, funds greater than $250,000 are eligible based on ownership category.
Park your business reserves in an account that earns interest while keeping funds accessible for operational needs. Ideal for businesses that carry ongoing cash reserves and want those funds earning interest without locking them away.
| Feature | Details |
| Minimum Balance | Account balances earn interest based on a tiered schedule. |
| Monthly Service Fee | None when minimum daily balance is maintained. Monthly maintenance fees are assessed based on daily balance as follows: $10,000 and over NO CHARGE $5,000 – $9,999.99 $5.00 Under $5,000 $10.00 |
| Access | Branch, Business Digital Banking, 24-hour telephone banking |
| Mastercard® Debit Card | Free Mastercard debit card |
| e-Statements | Free; paper statements also available for a small fee. |
| 24-Hour Telephone Banking | 1-866-809-0301 |
| FDIC Insured | Insured up to $250,000 per deposit account, funds greater than $250,000 are eligible based on ownership category. |
Attorneys managing client trust funds: IOLTA accounts are also available. Speak with a South Jersey FNBA banker for details.
Lock in a guaranteed rate on funds your business does not need immediate access to. FNBA Business CDs are available in terms from 30 days to 84 months, with interest compounded and credited quarterly. A reliable option for businesses building reserves or planning for future capital needs.
Feature | Details |
Available Terms | 30 days to 84 months |
Interest | Compounded and credited quarterly |
Minimum Deposit | $1,000 |
Early Withdrawal | Penalty applies; speak with a South Jersey banker for details |
Maturity Options | Renew, transfer to linked account, or withdraw at maturity |
FDIC Insured | Insured up to $250,000 per deposit account, funds greater than $250,000 are eligible based on ownership category. |
Business savings work best alongside the right checking and cash management tools. FNBA offers a full suite of business banking products to support your operation at every stage.
Small Business Checking (no monthly service fee, $1,000 minimum daily balance, up to 200 items/month) or Commercial Checking for higher-volume operations.
ACH origination, Remote Deposit Capture, multi-account management, employee access controls, and real-time balance alerts, all in one platform. Subject to approval, fees may apply.
Visit any FNBA branch in South Jersey to open your business savings account. We can answer all your questions and get you set up in one visit.
Fill out the form, and a member of our team will reach out soon.