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Privacy Policy

FACTS:
What does First National Bank of Absecon do with your personal information?

WHY?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do.

WHAT?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and income
  • Account balances and payment history
  • Credit history and credit scores

When you are no longer our customer, we continue to share your information as described in this notice.

HOW?
All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons First National Bank of Absecon chooses to share; and whether you can limit this sharing.

REASONS WE CAN SHARE YOUR
PERSONAL INFORMATION
DOES FIRST NATIONAL BANK OF ABSECON SHARE? CAN YOU LIMIT THIS SHARING?
For our everyday business purposes
Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or to report to credit bureaus.
Yes No
For our marketing purposes
To offer our products and services to you
No We don't share
For joint marketing with other financial companies No We don't share
For our affiliates' everyday business purposes
Information about your transactions and experiences
No
We don't share
For our affiliates' everyday business purposes
Information about your creditworthiness
No
We don't share
For our affiliates to market to you No We don't share
For nonaffiliates to market to you No We don't share

Questions? Call 609-641-6300 or go to www.FNBAbsecon.com.

 

Who We Are

Who is providing this notice?

First National Bank of Absecon

What We Do

How does First National Bank of Absecon protect my personal information?

To protect your personal information from unauthorized access
and use, we use security measures that comply with federal
law. These measures include computer safeguards and
secured files and buildings.

How does First National Bank of Absecon collect my personal information?

We collect your personal information, for example, when you

  • Open an account or deposit money
  • Pay your bills or apply for a loan
  • Use your credit or debit card

We also collect your personal information from others such as
credit bureaus.

Why can't I limit all sharing?

Federal law gives you the right to limit only

  • Sharing for affiliates' everyday business purposes—
    information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you.

State laws and individual companies may give you additional
rights to limit sharing.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.
First National Bank of Absecon does not share with our affiliates.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.
First National Bank of Absecon does not share with nonaffiliates so they can market to you.

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
First National Bank of Absecon does not jointly market.

Other Important Information
For New Jersey Customers. We will not share personal information from deposit or share relationships with nonaffiliates either for them to market to you or for joint marketing—without your authorization.

Revision date: January 2014