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Personal Banking
FNBA offers a wide array of
personal deposit and investment products designed to meet your
financial needs:
Checking:
Our personal online banking
package designed exclusively for those
individuals who enjoy managing their finances and paying bills
electronically
from the privacy of their own home.
- FREE Online Banking
- FREE Bill Pay
- FREE Basic Checking Account
- FREE VISA© Check Card
- FREE Initial Order of Checks
- FREE 24-Hour Telephone Banking
- FREE Check Imaging
- FREE Combined Statement
- FREE Notary Service
Designed for Indiviuals age 50 & Over.
- NO Minimum
Balance Required
- NO Monthly
Service Fee
- FREE Online
Banking & Bill Pay
- UNLIMITED Check
Writing
- PREMIUM Rates
of Interest Paid
- FREE 24- Hour
Telephone Banking
- FREE Checks
(Fabulous Fifty Preference - Limit 2 Orders per Calendar Year)
- FREE VISA©
Check Card
- FREE Account
Protection (Ability to link accounts to protect against overdrafts)
- 25 % DISCOUNT on
Safe Deposit Box Rentals (Based on availabilty)
- FREE & Easy
Direct Deposit (Payroll,Social Security or other deposits)
- FREE Regular
American Express Traveler's Cheques, Notary Services
and Bond Coupon Redemption
- FREE Monthly
Image Statements
For high school and college
students age 17 and over.
- NO Monthly Fee Checking Account
- NO Minimum Balance Requirement
- FREE VISA® Check Card
- NO annual fee VISA® Credit
Card with environmentally friendly “green”
rewards program (subject to approval and cosigner)
- NO Fee ATM Usage (up to 5
transactions per month)
- FREE Online Banking & Bill
Payment with FREE Balance Alerts
- FREE 24-Hour Telephone Banking
- FREE e-statements
- FREE Direct Deposit
- FREE 1st Order of Checks
- Unlimited FREE Online
Banking or Telephone Banking Transfers
- FREE Overdraft Protection With
Link to Savings Account
- FREE Travelers Cheques
Basic
Checking Account:
Our most popular personal checking account.
- Unlimited check writing
- Monthly Image Statement
- Free 24 -Hour Telephone Banking
- Free of monthly service fees with low $100
minimum balance
- Free VISA© Check Card
- First order of checks FREE
NOW
Account:
Interest bearing personal checking account
- Unlimited check writing
- Interest paid monthly based on a tiered schedule
- Monthly Image Statement
- FREE VISA© Check Card
- FREE 24-Hour Telephone Banking
- NO monthly service fees when minimum balance is
maintained
Consumer Money Market
Checking:
Designed for the depositor looking for a checking/savings combination
account.
- Premimum interest rates paid monthly
- FREE VISA© Check Card
- FREE 24-Hour Telephone Banking
- Subject to access limitations imposed by
federal regulations
- Monthly Image Statement
- NO monthly service fees when minimum balance is
maintained
New Jersey Consumer
Checking Account:
A personal, "pay as you go" checking account designed for those
not interested in minimum balance requirements.
- Unlimited check writing
- Monthly Image Statement
- FREE VISA© Check Card
- FREE 24 - Hour Telephone Banking
FNBA’s
VISA© Check Card
With a First National Bank of AbseconVISA© Check Card you"ll have
the convenience of an ATM card plus the purchasing power of
VISA©.
Access
cash from your account at millions of automated teller machines (ATMs)
worldwide at any time of the day or night, 365 days a year.
A fast, convenient, and safe way
to pay
A VISA© Check Card is a type of "debit" card that looks similiar
to a credit card,but acts like a check because the purchase amount is
deducted from the cardholder's checking account.
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Quicker than making a trip to
the ATM, more convenient than writing checks, and safer than carrying
cash.
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Accepted at millions of
merchant locations Worldwide.
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No need to use your PIN
(personal identification number). Just sign as you would for any
VISA© card.
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VISA© check card
purchases are automatically deducted from your checking account so
there's no interest to pay
- To report a
lost or stolen Check Card or Fraudulent Activity call 1-800-500-1044.
Savings
Statement Savings:
A full access, interest bearing account
- Competitive Interest Rates
- Interest earned is credited quarterly
- Statements mailed quarterly
- NO monthly service fees when minmum balance is
maintained
- FREE FNBA ATM card
- FREE 24 - Hour Telephone Banking
For teens age 12 - 16.
- Totally FREE savings account
- NO minimum balance
- Interest paid on ALL balances
- FREE ATM card
- FREE online banking
- FREE 24-hour telephone banking
NJUGMA
Saving :
The New Jersey Uniform Gift to Minors Act allows us to offer this
custodial savings account
designed to provide a savings tool for minors.
- Competitive Interest Rates
- Interest earned is credited quarterly
- Statements mailed quarterly
Certificates
of Deposit:
FNBA offers a flexible CD program with the maturity terms starting at
30 days..
- Competitive Interest Rates
- Interest is compounded and credited quarterly
- In certain circumstances, interest may be paid
by check or transfered to
another FNBA account on a monthly basis
Individual Retirement
Accounts (IRAs):
A tax deffered retirement
savings plan available to all individuals meeting Internal Revenue
Service (IRS) eligibility criteria. FNBA offers Traditional IRAs , Roth
IRAs, and Coverdell Education Savings Accounts (ESAs). Ask
a customer service representative for more details.
24 Hour Telephone Banking
Check Your Balance -
Transfer Funds - Check Interest Rates:
Simply call FNBA’s Telephone Banking Line from any touch-tone phone
nationwide and your account information will be right at your
fingertips!
Access your accounts day or night, seven days a
week, even on holidays or when the bank is closed!
- Perform balance inquiries on checking,
savings, and installment loans.
- Transfer between checking and/or savings
- See if a check has been presented
- Generate a fax statement
- Check recent withdrawals
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- Check recent deposits
- Check for paid interest information
- Check loan payments and next due date
- Determine loan payoff information
- Check current bank interest rates
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There’s no application process, charge or special
code required to use this service. All you need is your four digit
security access code (the system will prompt you) and your account
number for secure access to your account information.
Personal Overdraft Protection
As needed, advances are made to your checking
account in increments of $100.00 The advance becomes a loan, which you
can repay in monthly installments or in one lump sum. Interest does not
begin to accrue until you use the Cash Reserve, and there is no annual
fee.
Cash Reserve is subject to credit approval. Applications are available
in the branch lobby.
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