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Personal Banking

FNBA offers a wide array of personal deposit and investment products designed to meet your financial needs:


Our personal online banking package designed exclusively for those
individuals who enjoy managing their finances and paying bills electronically
from the privacy of their own home.

  • FREE Online Banking
  • FREE Bill Pay
  • FREE Basic Checking Account
  • FREE VISA© Check Card
  • FREE Initial Order of Checks
  • FREE 24-Hour Telephone Banking
  • FREE Check Imaging
  • FREE Combined Statement
  • FREE Notary Service

Designed for Indiviuals age 50 & Over.

  • NO Minimum Balance Required
  • NO Monthly Service Fee
  • FREE Online Banking & Bill Pay
  • UNLIMITED Check Writing
  • PREMIUM Rates of Interest Paid
  • FREE 24- Hour Telephone Banking
  • FREE Checks (Fabulous Fifty Preference - Limit 2 Orders per Calendar Year)
  • FREE VISA© Check Card
  • 25 % DISCOUNT on Safe Deposit Box Rentals (Based on availabilty)
  • FREE & Easy Direct Deposit (Payroll,Social Security or other deposits)
  • FREE Monthly Image Statements
  • Account Protection (Ability to link accounts to protect against overdrafts)

For high school and college students age 17 and over.
  • NO Monthly Fee Checking Account
  • NO Minimum Balance Requirement
  • FREE VISA® Check Card
  • NO Fee ATM Usage (up to 5 transactions per month)
  • FREE Online Banking & Bill Payment with FREE Balance Alerts
  • FREE 24-Hour Telephone Banking
  • FREE e-statements
  • FREE Direct Deposit
  • FREE 1st Order of Checks
  • Unlimited FREE Online Banking or Telephone Banking Transfers
  • Overdraft Protection With Link to Savings Account

Basic Checking Account:
Our most popular personal checking account.

  • Unlimited check writing
  • Monthly Image Statement
  • Free 24 -Hour Telephone Banking
  • Free of monthly service fees with low $100 minimum balance
  • Free VISA© Check Card
  • First order of checks FREE

NOW Account:
Interest bearing personal checking account

  • Unlimited check writing
  • Interest paid monthly based on a tiered schedule
  • Monthly Image Statement
  • FREE VISA© Check Card
  • FREE 24-Hour Telephone Banking
  • NO monthly service fees when minimum balance is maintained

Consumer Money Market Checking:
Designed for the depositor looking for a checking/savings combination account.

  • Premimum interest rates paid monthly
  • FREE VISA© Check Card
  • FREE 24-Hour Telephone Banking
  • Subject to access limitations imposed by federal regulations
  • Monthly Image Statement
  • NO monthly service fees when minimum balance is maintained

New Jersey Consumer Checking Account:
A personal, "pay as you go" checking account designed for those
not interested in minimum balance requirements.

  • Unlimited check writing
  • Monthly Image Statement
  • FREE VISA© Check Card
  • FREE 24 - Hour Telephone Banking

FNBA’s VISA© Check Card
With a First National Bank of AbseconVISA© Check Card you"ll have the convenience of an ATM card plus the purchasing power of VISA©. 
Access cash from your account at millions of automated teller machines (ATMs) worldwide at any time of the day or night, 365 days a year.

A fast, convenient, and safe way to pay

A VISA© Check Card is a type of "debit" card that looks similiar to a credit card,but acts like a check because the purchase amount is deducted from the cardholder's checking account.

  • Quicker than making a trip to the ATM, more convenient than writing checks, and safer than carrying cash.
  • Accepted at millions of merchant locations Worldwide.
  • No need to use your PIN (personal identification number). Just sign as you would for any VISA© card.
  • VISA© check card purchases are automatically deducted from your checking account so there's no interest to pay
  • To report a lost or stolen Check Card or Fraudulent Activity call 1-800-500-1044.


Statement Savings:
A full access, interest bearing account

  • Competitive Interest Rates
  • Interest earned is credited quarterly
  • Statements mailed quarterly
  • NO monthly service fees when minmum balance is maintained
  • FREE FNBA ATM card
  • FREE 24 - Hour Telephone Banking

 For teens age 12 - 16.
  • Totally FREE savings account
  • NO minimum balance
  • Interest paid on ALL balances
  • FREE ATM card
  • FREE online banking
  • FREE 24-hour telephone banking

NJUGMA Saving :
The New Jersey Uniform Gift to Minors Act allows us to offer this custodial savings account
designed to provide a savings tool for minors.

  • Competitive Interest Rates
  • Interest earned is credited quarterly
  • Statements mailed quarterly

Certificates of Deposit:
FNBA offers a flexible CD program with the maturity terms starting at 30 days..

  • Competitive Interest Rates
  • Interest is compounded and credited quarterly
  • In certain circumstances, interest may be paid by check or transfered to
    another FNBA account on a monthly basis
Individual Retirement Accounts (IRAs):
A tax deffered retirement savings plan available to all individuals meeting Internal Revenue Service (IRS) eligibility criteria. FNBA offers Traditional IRAs , Roth IRAs, and Coverdell Education Savings Accounts (ESAs). Ask a customer service representative for more details.


24 Hour Telephone Banking

Check Your Balance - Transfer Funds - Check Interest Rates:
Simply call FNBA’s Telephone Banking Line from any touch-tone phone nationwide and your account information will be right at your fingertips!

Access your accounts day or night, seven days a week, even on holidays or when the bank is closed!

  • Perform balance inquiries on checking, savings, and installment loans.
  • Transfer between checking and/or savings
  • See if a check has been presented
  • Generate a fax statement
  • Check recent withdrawals
  • Check recent deposits
  • Check for paid interest information
  • Check loan payments and next due date
  • Determine loan payoff information
  • Check current bank interest rates

There’s no application process, charge or special code required to use this service. All you need is your four digit security access code (the system will prompt you) and your account number for secure access to your account information.

Personal Overdraft Protection

As needed, advances are made to your checking account in increments of $100.00 The advance becomes a loan, which you can repay in monthly installments or in one lump sum. Interest does not begin to accrue until you use the Cash Reserve, and there is no annual fee.

Cash Reserve is subject to credit approval. Applications are available in the branch lobby.