Loans

FNBA offers a wide variety of personal and business loan products for your every need.  Since we’re locally managed, all of our loan decisions are made here, and your loans are kept here, where you deal with people you know. FNBA loan officers are ready to help satisfy your loan needs.  Call 609 641-6300 today.

Consumer Loans

• Personal Loans (Secured and Unsecured)
• Auto Loans (New and Used Vehicles)
• Fixed Rate Home Equity Loans with Terms up to 10 years. 10 year Balloon Home Equity Loans with Payment Schedule 15 & 20 years.
• Home Equity Lines of Credit

Mortgages

• Fixed Rate Mortgages with terms up to 30 years
• Balloon Mortgages with amortization terms up to 40 years
• Construction Mortgages
• Mortgage Programs for Investment Properties and 2nd Homes
• Land Purchase Loans

Commercial Purpose

• Commercial Mortgages
• Business Lines of Credit
• Construction Loans / Lines
• Accounts Receivable / Inventory Financing
• Letters of Credit
• Equipment Financing
• Demand Loans

*Rate applies to owner occupied home loans, 80% of appraised/sale price to a maximum of $250,000. $5,000 minimum loan. Other rates and terms available. Monthly payment per $10,000 at the quoted rate of 4.99% for 60 months is $188.68 per month. Monthly payment per $10,000 at the quoted rate of 5.49% for 120 months is $108.49 per month. Monthly payments per $10,000.00 at the quoted rate of 6.05% for payment terms of 180 months with 120 month term is 119 payments at $84.67 per month with final balloon payment of $4,460.00. Monthly payments per $10,000.00 at the quoted rate of 6.25% for payment terms of 240 months with 120 month term is 119 payments at $73.11 per month with final balloon payment of $6,584.66.