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FNBA

Loans

FNBA offers a wide variety of personal and business loan products for your every need.  Since we’re locally managed, all of our loan decisions are made here, and your loans are kept here, where you deal with people you know. FNBA loan officers are ready to help satisfy your loan needs.  Call 609 641-6300 today.

      promotional Home Equity Loans - Fixed Rate (APR)   
Term Rate*
*60 months 3.50%
*120 months 3.99%
*180 months 4.24%
**240 months 5.15%

** Contract rate is 10 years with Balloon payment. Monthly payments based on a 20 year schedule.

Consumer Loans

  • Personal Loans (Secured and Unsecured)
  • Auto Loans (New and Used Vehicles)
  • Fixed Rate Home Equity Loans.
  • Home Equity Lines of Credit

Mortgages

  • Fixed Rate Mortgages with terms up to 30 years
  • Balloon Mortgages with amortization terms up to 40 years
  • Construction Mortgages
  • Mortgage Programs for Investment Properties and 2nd Homes
  • Land Purchase Loans

Commercial Purpose

  • Commercial Mortgages
  • Business Lines of Credit
  • Accounts Receivable / Inventory Financing
  • Letters of Credit
  • Equipment Financing
  • Demand Loans
*&**Rate applies to owner occupied home loans, 80% of appraised/sale price to a maximum of $250,000. 60 month loan is $10,000 minimum loan/new money. 120 month loan is $20,000 minimum loan/new money. 180 month loan is $25,000 minimum loan/new money. First position liens only. Other rates, terms and second position lien loans available. Monthly payment per $10,000 at the quoted rate of 3.50% for 60 months is $181.93 per month. Monthly payment per $10,000 at the quoted rate of 3.99% for 120 months is $101.21 per month. Monthly payment per $10,000 at the quoted rate of 4.24% for 180 months is $75.19 per month. Monthly payment per $10,000 at the quoted rate of 5.15% for payment terms of 240 months with 120 month term is 119 payments at $66.84 per month with final balloon payment of $6,325.65.

Equal Housing Lender