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Loans
FNBA offers a wide variety of personal and
business loan products for your every need. Since we’re locally
managed, all of our loan decisions are made here, and your loans are
kept here, where you deal with people you know. FNBA loan officers are
ready to help satisfy your loan needs. Call 609 641-6300 today.
| Home
Equity
Loans
-
Fixed
Rate (APR) |
| Term |
Rate* |
| *60
months |
4.25% |
| *120
months |
5.00% |
| **180
months |
5.125% |
| **240
months |
5.25% |
| *NOTE:
Add
.25%
to
above
rates if payment is not deducted from an FNBA account. |
** Contract rate is 10 years with Balloon payment.
Monthly payments based on 15 or 20
year schedule. Add .25% to above rates if payment is not deducted from
an FNBA account. |
Consumer Loans
- Personal Loans (Secured and Unsecured)
- Auto Loans (New and Used Vehicles)
- Fixed
Rate Home Equity Loans.
- Home Equity Lines of Credit
Mortgages
- Fixed Rate Mortgages with terms up to 30 years
- Balloon Mortgages with amortization terms up to
40 years
- Construction Mortgages
- Mortgage Programs for Investment Properties and
2nd Homes
- Land Purchase Loans
Commercial Purpose
- Commercial Mortgages
- Business Lines of Credit
- Accounts Receivable / Inventory Financing
- Letters of Credit
- Equipment Financing
- Demand Loans
* & ** Rate applies to
owner occupied
home loans, 80% of appraised/sale price to a maximum of $250,000.
$5,000 minimum loan. First position liens only. Other rates, terms and
second position lien loans available. Monthly payment
per $10,000 at the quoted rate of 4.25% for 60 months is $185.29 per
month. Monthly payment per $10,000 at the quoted rate of 5.00% for 120
months is $106.07 per month. Monthly payments per $10,000.00 at
the
quoted rate of 5.125% for payment terms of 180 months with 120 month
term is 119 payments at $79.74 per month with final balloon payment of
$4,292.63. Monthly payments per $10,000.00 at the quoted rate of 5.25%
for payment terms of 240 months with 120 month term is 119 payments at
$67.39 per month with final balloon payment of $6,349.45.
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